Learn the Advantages of Fixed Indexed Annuities

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Presentation transcript:

Learn the Advantages of Fixed Indexed Annuities Educational Workshop A discussion of A Retirement Vehicle: Guarantee of No Market Losses, Indexed Earnings & Optional Lifetime Income You Can Never Outlive. Presented by: Jim Grazioli President of Comprehensive Financial Group Inc. Financial Service Professional – 20 Years

Fixed Indexed Annuity Policy GOALS: Earn a Share of the Market Gains up to A Ceiling % Without Risk of Principal 5-10% Bonus on Initial Deposit Lifetime Income You Can Never Outlive Annual Capped Ceiling Indexed Market Returns “CAP” Fixed Equity Index Life Contract is the perfect Protected Investment. Here is how it works. Explain the slide. Floor 0.00% Never a Market Loss

The Powerful Advantage of Locking in Annual Gains $115,500 5% 13% $110,000 $110,000 Gains become principal 10% $103,950 $100,000 -10% $99,000 5% This is a $11,550 difference because of the annual lock in and reset.

The Fixed Indexed Annuities With Annual Reset 1. It is important to understand the Fixed Indexed Annuity with the annual reset: 2. The next slide shows $100,000 invested in 1998 to 2010. 3. The Purple line is the S&P. The Dark Blue Line is the Fixed Indexed Annuity with the Annual Reset*. *Notice that the Dark Blue Line never decreases and does not have to make up loses in order to have gains.

Case Study #1 60 Year Old Male $250,000 Contribution 10% Bonus Added to Initial Deposit $1,683.61 Monthly Lifetime Income Starting at Age 65

Case Study #2 51 Year Old Female Jane at age 51 Deposits $100,000 into The Fixed Indexed Annuity With American Equity Jane wants to retire at age 65 Jane’s Guaranteed Lifetime Income will be $16,154.56. The longer she waits to start, the higher her lifetime income will be.

What to look for when selecting an Insurance Company Solvency (Assets over Liabilities to meet all obligations) Liquid Assets (To meet unforeseen emergency cash requirements that may arise) Capital & Surplus to Assets (Capital & surplus divided by total assets) AM Best Rating (Performance in Investment Quality, Policy Reserves, Cost Control, Management Experience)

Remember the Nature of Procrastination People Don’t Plan to Fail They Fail to Plan

Thank you for Attending This Presentation ! Where Do You Go From Here? Call Jim Grazioli 772-286-4324 or 1-800-839-7526 (PLAN) Request a Customized Lifetime Income Illustration