Apples of Gold…Settings of Silver The Church Professional’s Guide to Financial Discipleship April 1, 2010

The Debt Squeeze by Ron Blue

The Debt Squeeze by Ron Blue Four common causes for debt problems:

The Debt Squeeze by Ron Blue Four common causes for debt problems: a lack of discipline,

The Debt Squeeze by Ron Blue Four common causes for debt problems: a lack of discipline, a search for security,

The Debt Squeeze by Ron Blue Four common causes for debt problems: a lack of discipline, a search for security, a search for significance,

The Debt Squeeze by Ron Blue Four common causes for debt problems: a lack of discipline, a search for security, a search for significance, a lack of contentment

The Debt Squeeze by Ron Blue Four common causes for debt problems: a lack of contentment “I have learned to be content in whatever circumstances I am. I know how to get along with humble means, and I know how to live in prosperity. I can do all things through Him Who strengthens me.” Philippians 4:11-13

Four components to good stewardship: Giving Saving Budgeting Debt reduction & elimination

Four components to good stewardship: #1 Giving Proverbs 3:9 – “Honor the Lord with your possessions, and with the first fruits of all your increase.” Malachi 3:10 – “Bring all the tithes into the storehouse, that there may be food in my house.”

Four components to good stewardship: #1 Giving Three categories of giving

Four components to good stewardship: #1 Giving Three categories of giving Tithing

Four components to good stewardship: #1 Giving Three categories of giving Tithing Freewill

Four components to good stewardship: #1 Giving Three categories of giving Tithing Freewill Sacrificial

Four components to good stewardship: #2 Saving Proverbs 21:20 – “There is desirable treasure and oil in the dwelling of the wise, but a foolish man squanders it.”

Four components to good stewardship: #2 Saving Five reasons to save:

Four components to good stewardship: #2 Saving Five reasons to save: Financial emergencies,

Four components to good stewardship: #2 Saving Five reasons to save: Financial emergencies, Loss of income source,

Four components to good stewardship: #2 Saving Five reasons to save: Financial emergencies, Loss of income source, Retirement,

Four components to good stewardship: #2 Saving Five reasons to save: Financial emergencies, Loss of income source, Retirement, Education expenses, and

Four components to good stewardship: #2 Saving Five reasons to save: Financial emergencies, Loss of income source, Retirement, Education expenses, and Big ticket purchases.

Four components to good stewardship: #3 Budgeting Proverbs 27:23 – “Be diligent to know the state of your flocks and attend to your herds; for riches are not forever, nor does a crown endure to all generations.”

Four components to good stewardship: #3 Budgeting 5 components of the budget.

Four components to good stewardship: #3 Budgeting 5 components of the budget. Giving

Four components to good stewardship: #3 Budgeting 5 components of the budget. Giving Saving

Four components to good stewardship: #3 Budgeting 5 components of the budget. Giving Saving Taxes

Four components to good stewardship: #3 Budgeting 5 components of the budget. Giving Saving Taxes Debt repayment

Four components to good stewardship: #3 Budgeting 5 components of the budget. Giving Saving Taxes Debt repayment Living expenses

Four components to good stewardship: #4 Debt reduction & elimination Romans 13:8 – “Owe no one anything except to love one another…”

Joseph – A Model Steward

Joseph – A Model Steward Principle #1 – God does bless the good steward. Genesis 39:1-6

Joseph – A Model Steward Principle #2 – It is not a matter of “if” an emergency will occur in our lives but “when” will it occur. Genesis 41:14-32

Joseph – A Model Steward Principle #3 – We are to have a plan. Genesis 41:33-36

Joseph – A Model Steward Principle #4 – Be a blessing to others. Genesis 41:39-41

Joseph – A Model Steward Principle #5 – Meet the needs of our family. Genesis 45:9-11

God’s laws of finances are the same for all of us.

God’s laws of finances are the same for all of us. The need to develop and utilize a financial plan that incorporates giving, saving, budgeting, getting out of and staying out of debt.

God’s laws of finances are the same for all of us. The need to develop and utilize a financial plan that incorporates giving, saving, budgeting, getting out of and staying out of debt. The need to consistently live on less than we earn.

The goal of the godly steward is to handle our finances in such a way that we:

The goal of the godly steward is to handle our finances in such a way that we: Develop a closer relationship with God,

The goal of the godly steward is to handle our finances in such a way that we: Develop a closer relationship with God, Are free to serve Him more,

The goal of the godly steward is to handle our finances in such a way that we: Develop a closer relationship with God, Are free to serve Him more, Are financially able to help fund the Great Commission.