Premium tax credits have made the cost of marketplace plans similar to employer plans for low-income adults, but adults with higher incomes pay more Percent.

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Exhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year Notes: FPL refers to federal poverty level. Numbers may not sum to.

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Exhibit 1. Fifteen Million Young Adults Ages 19–25 Enrolled in or Stayed on Their Parents’ Health Plan in Past 12 Months Distribution of 15 million adults.

Exhibit 1. Adults with Marketplace Coverage with Incomes Under 250 Percent of Poverty Paid Monthly Premiums Comparable to Those with Employer Coverage.

Exhibit 1. More Adults Who Visited the Marketplaces Found It Easy to Compare Benefits and Costs of Plans; Few Found It Easy to Compare Plans by Providers.

Exhibit 1 After The End of the Affordable Care Act’s Third Open Enrollment Period, the Percentage of Uninsured U.S. Adults Was 12.7 Percent Percent of.

At Least Half of Uninsured Adults Are Likely Eligible for Marketplace Subsidies or Medicaid Eligible for unsubsidized coverage through the individual market.

Exhibit 1 Fourteen Percent of Adults Were Uninsured in March–June 2017, with Increase Among 35-to-49-Year-Olds Data: The Commonwealth Fund Affordable.

Among Marketplace Visitors Who Did Not Enroll or Get Coverage Elsewhere, Three-Quarters Said They Could Not Find an Affordable Plan Can you tell me the.

Lower-Income Adults with Marketplace Plans More Likely to View Their Premiums as Affordable Than Adults with Higher Incomes How easy or difficult is it.

Percent of adults ages 19–64 with single policies

A majority of marketplace and Medicaid enrollees report getting health care they could not have afforded prior to having their coverage. Prior to getting.

Exhibit 1 Working-Age Adults at High Risk of Lacking Insurance Made the Greatest Gains in Coverage, 2013–2016 Percent of uninsured adults ages 19–64 Income.

Most Adults with Marketplace or Medicaid Coverage Continue to Rate It Highly Now thinking about your health insurance coverage, how would you rate it?

Uninsured Adults and Those with Coverage Gaps Reported Medical Bill Problems at Higher Rates Than Did Those Continuously Insured, 2016 Percent of adults.

Percent of uninsured adults ages 19–64 Income level Race Age Firm size

The uninsured rate among working-age adults increased to 15.5 percent

Paid less than $125 Percent of adults ages 19–64 with single policies

250% FPL or more Total Less than 250% FPL

Overall, how satisfied are you with your health insurance?

Across all coverage sources, some adults plan to drop insurance after mandate repeal The tax bill passed by Congress in December 2017 made a change to.

Ratings of the Overall Marketplace Shopping Experience Were Higher Among Those Who Enrolled Compared to Those Who Did Not Enroll Overall, how would you.

Overall, how satisfied are you with your health insurance?

Exhibit 1 Three of Five Adults with Marketplace or Medicaid Coverage Who Had Used Their Plan Said They Would Not Have Been Able to Access or Afford This.

Adults ages 19–64 who visited the marketplace

Potential out-of-pocket costs* Doctors, clinics, and hospitals

Percent adults ages 19–64 who pay all or some of premium

Three of Five Adults with Medicaid or Marketplace Coverage Who Needed to See a Specialist Waited Two Weeks or Less How long did you have to wait to get.

Four of Five Adults with New Coverage Said They Were Very or Somewhat Optimistic That Their New Coverage Would Improve Their Ability to Get the Care.

Four of Five Adults with New Marketplace Coverage

Cost Is the Most Important Factor in Plan Selection Among Marketplace Enrollees What was the most important factor in your decision about which plan to.

Most Adults with Marketplace or Medicaid Coverage Who Have Used Their Plans Were Satisfied with the Doctors Covered Since you switched/gained your insurance,

Distribution of 8.6 Million Uninsured Adults Ages 50–64 by Federal Poverty Level and Provisions of the Affordable Care Act Uninsured adults ages 50–64.

Just Under Half of Adults Who Have Visited the Marketplace Enrolled in a Marketplace Plan or Medicaid Don’t know coverage type or don’t know/refused 2%

Thirty Percent of Adults with New Coverage Saw or Needed a Specialist; Fifty-Eight Percent Got an Appointment Within Two Weeks Since getting your new.

A plan with the type of coverage you need

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Percent adults ages 19–64 who went to marketplace

Deductibles Have Become a Growing Factor in Underinsurance Rates

The uninsured rate among working-age adults held steady at 14 percent.

Among Medicaid or marketplace enrollees who lacked confidence about keeping their plans, nearly half said the Trump administration wouldn’t carry out.

Two of Five Insured Adults with Incomes Below the Federal Poverty Level Spent 5 Percent or More of Their Income on Medical Out-of-Pocket Costs Percent.

Half of Marketplace Enrollees Who Reported Having the Option to Choose a Narrow Network Policy Said They Did So Some health plans provide more limited.

More than Three of Five Adults Who Tried to Find Out About Their Eligibility for Financial Assistance or Medicaid Said It Was Easy to Do So Did you try.

Fewer Than Half of Adults Said It Was Easy to Find an Affordable Plan

Percent of adults ages 19–

How easy or difficult was it to find ? Very difficult or impossible

More Than Three-Quarters of Adults with Medicaid or Marketplace Coverage Who Tried to Find a New Primary Care Doctor Found It Very or Somewhat Easy Over.

About Three of Five Privately Insured Adults with Low Incomes Reported That It Was Difficult or Impossible to Afford Their Deductible How easy or difficult.

Annual premium amount paid by policy holder and premium tax credit

Selected a private plan through marketplace Enrolled in Medicaid**

Adults ages 19–64 with either marketplace or employer coverage

Seven of 10 Adults with Marketplace Plans Rate Their Coverage as Excellent, Very Good, or Good Now thinking about (your current health insurance coverage/

Percent of adults ages 19–64 who went to the marketplace

How easy or difficult was it to find…?

More Adults with Lower Incomes Found It Easy to Find an Affordable Plan Than Did Adults with Higher Incomes How easy or difficult was it to find a plan.

Credit per employee $9,435—projected family premium 50% employer

Premiums and Cost Exposure Were the Most Important Factors in Plan Selection What was the most important factor in your decision about which plan to select?

Three of Five Adults with New Coverage Said They Had Used Their Plan; of Those, Three of Five Said They Would Not Have Been Able to Access or Afford.

Overall, how satisfied are you with this new health insurance?

Uninsured young adults = 13.2 million

Premium Affordability: Insurance-Related Premium Subsidies

Larger Shares of Adults with Marketplace Coverage Have Plans with High Deductibles Compared to Those with Employer Plans No deductible Less than $1,000.

Adults ages 19–64 who are uninsured or have individual coverage

Annual premium amount paid by policy holder and premium tax credit

When Low-Income Adults Have a Medical Home and Insurance, Their Rates of Having Cost-Related Access Problems Decline Percent of adults ages 19–64 with.

Premium contribution as a share of income

Poverty level Income Premium contribution as a share of income

Adults ages 19–64 who went to marketplace

Changes in Family Income, U. S

Uninsured young adults ages 19–29 Federal Poverty Level Percent

Presentation transcript:

Premium tax credits have made the cost of marketplace plans similar to employer plans for low-income adults, but adults with higher incomes pay more Percent of adults ages 19–64 with single policies Paid less than $125 51% Adults with incomes below 250% FPL 55% 17% Adults with incomes 250% FPL or more 55% Notes: FPL refers to federal poverty level. 250% of FPL is $30,150 for an individual or $61,500 for a family of four. Segments may not sum to indicated total because of rounding and bars may not sum to 100 percent. Data: The Commonwealth Fund Affordable Care Act Tracking Survey, Feb.–Mar. 2018.