Warm Up – November 13 Answer the following questions on a SHEET OF PAPER: 1. What factors should a student take into account when deciding which college to go to? 2. What factors should be considered when coming up with a monthly budget once you graduate and are a working professional? 3. Estimate the costs of the following: Total In State including books, fees, housing, expenses at NC State for one year Total In State including books, fees, housing, expenses at Duke for one year Total In State including books, fees, housing, expenses at Vance-Granville for one year

UNIT 6 - PERSONAL FINANCE TEST ​EVERFI - https://platform.everfi.net/ 2nd Period Code: c65bcda7 3rd Period Code: 9e807365 Fill out the information required, you need to list your first and last name so I can clearly see your grade Create the password: Redrams Everfi is an online education tool that will help you learn more about financial literacy and management. There are nine modules to complete - we will be completing these as we work thru the different aspects of economics and learn about financial literacy.

EVERFI For each module, you will take the quiz at the end of the module - you are able to take the quizzes as many times as you want – your grades will be calculated as follows: Modules 1 – 3 must be completed by Nov 20th (Quiz Grade) Modules 4 – 6 must be completed by Nov 30th (Quiz Grade) Modules 7 – 9 must by completed by Dec 7th (Quiz Grade) On December 7th, I will grades for all nine modules and average them together to get your Unit 6 Test Grade

Average Salary Based on Education Earned No High School Diploma - $25,636 High School Diploma - $35,256 Some College but no diploma - $38,376 Associate’s Degree (2 year degree) - $41,496 Bachelor’s Degree (4 year degree) - $59,124 Master’s Degree - $69,732 Doctorate (usually 8 years post 4 year degree) - $84,396

Unit 6: Financial literacy College Costs and Budgeting for the Future

TOD - November 13 Answer the following questions on the same sheet of paper that used in the warm up: What kind of education do you hope to earn and from what program/college/university? What college option is the best for the field you hope to enter? Why? As a smart financial planner, what are some ways that you can save on the cost of college tuition? Why is it important to pay attention to the interest on a loan? When looking at your monthly expenses, how can you make adjustments to the budget to save money? Even if college/education is expensive, do you believe it is necessary in today’s society? Why?