Current Health Care Trends

History of Health Insurance http://www.youtube.com/watch?v=d-d06ozoCqM

Health Care Trends Uninsured and Underinsured Health care worker shortage Downsizing Mandatory staffing ratios

Health Care Trends Insurance consolidations Telemedicine on Rise Electronic health records Digital Divide

Health Care Trends Buying medications online Rising Gas Costs

Types of Insurance Employer-Sponsored Individual – private Insurance 61% Shared monthly payments $1362/month - $408 Individual – private Insurance 5% Age, wt, smoking, hlth hx High monthly payments, co-pay, deductable

Types of Insurance Uninsured Medicaid/Medicare & Public Insurance 18% 16% Elderly, non-elderly, low-income, children, pregnant women, individuals with disabilities

The Affordable Care Act Product of the Health Care Reform agenda Signed into law March 23 2010 Improving coverage for Children Ending lifetime limits

The Affordable Care Act Preventive services Young adults coverage with parents through 26 50% discounts on drugs Tax credits for small businesses

Health Care Reform Bill Expand coverage to 32 million Americans Health Insurance Exchanges Medicare payroll tax Close the “donut hole” Medicare cuts Expand Medicaid

Health Care Reform Children coverage No health care plan would be required to offer abortion coverage Individual mandate to purchase health insurance Employer mandate Immigration

Lets Summarize http://www.youtube.com/watch?v=3-Ilc5xK2_E http://obamacarefacts.com/obamacare-facts.php

Health Care Reform Facts Cost $938 Billion over 10 years Reduce Federal deficit by $138 billion over a decade Not a single Republican voted for the final version Jan 2011 Republicans voted 245 to 189 in favor of repeal

Health Care Reform Facts Open enrollment for the marketplace started Oct. 1, 2013 Budget shut down medical device tax Employer mandate

Health Care Reform Facts Employer Mandate Large companies Full time employees Small Buisnesses .02% affected by mandate Cost assist, buying power, tax credits

Health Care Reform Facts Prevents discrimination Income, age, tobacco use, family size, geography, type of plan