Managing Career and Money Reality Resources Chapter 11

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition How can you prepare for a successful career? Investigate career paths – Explore potential careers A wide array of job possibilities exists for most career fields Within each job, there is a variety of tasks and skills Common assumptions about salaries dont always hold – Build knowledge and experience Courses Internships Jobs Volunteering Page 379

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition How can you prepare for a successful career? Know what employers want – Important skills – Emotional intelligence Personal competence Social competence Stay current – Growing/declining career areas – Workplace trends Expect change Page 379

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition What does your learning style mean for your career? Use information as a guide, not a label Avoid thinking that challenges are weaknesses Know that you are capable of change Page 385

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition How can you find a career thats right for you? Use available resources – Your schools career planning and placement office – Networking – Classified ads – On-line services – Employment agencies Make a strategic job search plan – Keep track of details Your résumé and interview Page 388

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition What will help you juggle work and school? Working while in school – Potential positive effects: money, experience, enhanced performance – Potential negative effects: time commitment, reduced time for activities, shifting gears from school Establishing your needs: Salary, hours, location, duties, flexibility, affiliation Page 392

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition How can you create a budget that works? The art of budgeting – Determine your spendable income – Figure out how much you spend – Evaluate the result Question your budget Question your spending patterns and priorities – Make decisions about how to adjust spending and earning A sample budget Savings strategies Page 394

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition How can you create a budget that works? Make strategic financial decisions – Use decision-making skills Establish your needs Brainstorm available options Choose an option and carry it out Evaluate the result – Live beneath your means – Pay yourself Use bank accounts wisely – Checking accounts – Savings accounts Page 394

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition How can you manage your credit cards? How credit cards work You create a debt that must be repaid You are charged interest on unpaid balance Managing debt Admit the problem Fix it with your creditor Work to avoid debt in the future Page 402

Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition Carter, Bishop, and Kravits Copyright 2003 by Pearson Education, Inc. Keys to Success in College, Career, and Life All rights reserved. How to Achieve Your Goals, Fourth Edition Presentation by Wing Lee and Benjamin Li