Commercial Income- Producing Property Underwriting Services Rainmaker Marketing Corporation Houston, Texas

Overview of the Presentation… Overview Overview Credit Underwriting Credit Underwriting Capacity Underwriting Capacity Underwriting Collateral Underwriting Collateral Underwriting Default Risk Underwriting Default Risk Underwriting Transaction Documentation Transaction Documentation

Overview of the Rainmaker Marketing Underwriting Process… New Construction Specialists New Construction Specialists Extensive Knowledge Base and Risk Management Experience Extensive Knowledge Base and Risk Management Experience Transactions Structured for Non-Recourse Lending Transactions Structured for Non-Recourse Lending Risk Transference Structure is Key to Successful Outcomes Risk Transference Structure is Key to Successful Outcomes No Undue Risk Exposure for Lender No Undue Risk Exposure for Lender Unparalleled Transaction Documentation Unparalleled Transaction Documentation

Advantages of Rainmaker Marketing Approach… Increased Loan/Investment Production Increased Loan/Investment Production Complete Transaction Support on Private Label Basis Complete Transaction Support on Private Label Basis Competitive Advantage for New Construction Lending/Investing Other Lenders/Investors Cant Afford to Match Competitive Advantage for New Construction Lending/Investing Other Lenders/Investors Cant Afford to Match Every Completed Underwriting Becomes a Prime Investment/Loan Candidate Every Completed Underwriting Becomes a Prime Investment/Loan Candidate More Income, More Profitability, Less Headaches More Income, More Profitability, Less Headaches

Rainmaker Marketing Credit Underwriting… Credit Underwriting Follows CMBS and CREFC Standards Credit Underwriting Follows CMBS and CREFC Standards Personal Credit Report on all Principals Personal Credit Report on all Principals Resumes & Firm Profiles Reviewed Resumes & Firm Profiles Reviewed Background Investigations Where Warranted Background Investigations Where Warranted Service Agreements Reviewed Service Agreements Reviewed Conflicts of Interest Resolved Conflicts of Interest Resolved

Rainmaker Marketing Capacity Underwriting… RMC Completes Peer Reviews on all Market Feasibility & Financial Feasibility Studies RMC Completes Peer Reviews on all Market Feasibility & Financial Feasibility Studies RMC Creates Complete Financial Presentations for: RMC Creates Complete Financial Presentations for: Underwritten Gross Revenues Underwritten Gross Revenues Underwritten Net Operating Income Underwritten Net Operating Income Underwritten Net Cash Flow Underwritten Net Cash Flow Underwritten Loan Value Underwritten Loan Value

Rainmaker Marketing Collateral Underwriting… RMC Reviews As-Is, As- Built & As-Stabilized Appraisal for Schedule of Assets Including Assessment of Limiting Conditions RMC Reviews As-Is, As- Built & As-Stabilized Appraisal for Schedule of Assets Including Assessment of Limiting Conditions RMC Cross-Checks Values to Capacity Underwriting Conclusions RMC Cross-Checks Values to Capacity Underwriting Conclusions

Rainmaker Marketing Default Risk Underwriting… Comprehensive Review & Analysis of Risk Management Strategies & Structures for: Comprehensive Review & Analysis of Risk Management Strategies & Structures for: Term Default Risk Term Default Risk Maturity Default Risk Maturity Default Risk Technical Default Risk Technical Default Risk Individualized Risk Management Plan & Transaction Structure Created as a Result Individualized Risk Management Plan & Transaction Structure Created as a Result

Rainmaker Marketing Non-Recourse Construction Financing Underwriting… Exclusive Second Dollar Change Order Cost Exposure Risk Management Plan Exclusive Second Dollar Change Order Cost Exposure Risk Management Plan Comprehensive Assessment of Plans, Procedures & Transaction Resources Needed for Successful Execution Comprehensive Assessment of Plans, Procedures & Transaction Resources Needed for Successful Execution Aggressive Risk Transference Strategy Aggressive Risk Transference Strategy

Rainmaker Marketing Underwriting Property Types… All Commercial Income- Producing Property Types Supported, But Focus is on: Senior Housing – ALZ, ALCF, ILF, CCRC, Etc. Senior Housing – ALZ, ALCF, ILF, CCRC, Etc. Multifamily – Rental & Condominium Multifamily – Rental & Condominium Hospitality – Flagged Properties Hospitality – Flagged Properties Retail – Regional & Community Shopping Centers Retail – Regional & Community Shopping Centers Transactions of $10 Million and Up

Rainmaker Marketing Transaction Documentation… Typical New Construction Project Requires Production of 66 Exhibits by Borrower Typical New Construction Project Requires Production of 66 Exhibits by Borrower All Exhibits Cross-Checked, Peer Reviewed or Otherwise Confirmed All Exhibits Cross-Checked, Peer Reviewed or Otherwise Confirmed Complete Underwriting Report Includes Annexes With All Transaction Documents, Plans, Designs, Firm Profiles, Insurance Certifications, Resumes, Reports & Estimates – A Single Document Repository for the Entirety of the Transaction Complete Underwriting Report Includes Annexes With All Transaction Documents, Plans, Designs, Firm Profiles, Insurance Certifications, Resumes, Reports & Estimates – A Single Document Repository for the Entirety of the Transaction

Rainmaker Marketing Corporation – Making a Real Difference… Every Underwriting Comes with Risk Management Plan in Place Every Underwriting Comes with Risk Management Plan in Place Every Underwriting Comes with Underwritten Investment/Loan Parameters in Place Every Underwriting Comes with Underwritten Investment/Loan Parameters in Place Every Underwriting Requires Approximately 30 Days of Staff Time to Complete Every Underwriting Requires Approximately 30 Days of Staff Time to Complete Every Underwriting Can Be Closed Within 15 Days of Issuance of Underwriting Report Every Underwriting Can Be Closed Within 15 Days of Issuance of Underwriting Report

Rainmaker Marketing Corporation 6706 Pebble Beach Drive Houston, Texas