Premium Affordability: Insurance-Related Premium Subsidies

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Premium Affordability: Insurance-Related Premium Subsidies Income Range Premium as a Percentage of Income Below 150% FPL Single $16,245 or lower 0% Family $27,465 or lower 15% tax bracket $16,245–$33,949 5% $27,465–$67,899 25% tax bracket $33,950–$82,249 10% $67,900–$137,049 28% tax bracket $82,250–$171,549 12% $137,050–$208,849 33% tax bracket $171,550–$372,949 No cap $208,850–$372,949 35% tax bracket $372,950 or higher $372,950 of higher Note: Family income ranges based on family size of three. Source: United States Department of Health and Human Services, “Annual Update of the HHS Poverty Guidelines,” Federal Register: Jan. 23, 2009 (Vol. 74, No. 14), 4199-4201; United States Internal Revenue Service, 2009 Tax Rate Schedule X and Y-1. THE COMMONWEALTH FUND