Premium in (Rs. in Crore) State Share (Rs. in Crore) Group-II Crop Insurance Rajasthan National Agriculture Insurance Scheme was implemented in the state from Kharif 2003 to Rabi 2009-10. Progress is as under National Agriculture Insurance Scheme S.No Farmers Insured Farmer benifited Premium in (Rs. in Crore) Claims (Rs. in Crore) State Share (Rs. in Crore) Kharif 2003 21182 259 0.95 0.03 0.00 Kharif 2004 1497838 330100 43.45 133.04 44.80 Kharif 2005 1666960 608106 46.19 216.08 111.13 Kharif 2006 1805491 472756 38.87 180.38 70.76 Kharif 2007 2146807 230183 52.11 88.41 18.15 Kharif 2008 1386308 457004 40.19 247.49 103.65 Kharif 2009 2593000 2103000 79.51 1399.20 659.85 Total Kharif 11117000 4202000 301.27 2264.60 1008
Premium in (Rs. in Crore) State Share (Rs. in Crore) National Agriculture Insurance Scheme S.No Farmers Insured Farmer benifited Premium in (Rs. in Crore) Claims (Rs. in Crore) State Share (Rs. in Crore) Rabi 2003-04 39735 738 0.25 0.12 0.00 Rabi 2004-05 445192 46284 11.65 10.30 Rabi 2005-06 670365 167881 21.46 84.43 39.11 Rabi 2006-07 813475 193061 29.94 56.75 10.98 Rabi 2007-08 687907 280540 22.04 77.53 28.76 Rabi 2008-09 838862 220000 46.30 76.52 14.38 Rabi 2009-10 421000 79000 24.63 50.49 19.36 Total Rabi 3942000 988000 156.27 356.14 112.59
Crop insurance schemes implementing in Rajasthan District wise season wise Implementation of Crop Insurance Schemes Season WBCIS mNAIS Kharif 2010 33 Rabi 2010-11 Kharif 2011 Rabi 2011-12 30 3 Kharif 2012 29 4 Rabi 2012-13 Kharif 2013 28 Rabi 2013-14 21 12 Kharif 2014
National Crop Insurance Programme Weather Based Crop Insurance Scheme(WBCIS) This scheme was implemented in 21 district covered in Rabi 2013-14- Alwar, Bharatpur, Baran, Bundi, Banswara, Dausa, Dholpur, Churu, Sikar, Bikaner, Karauli, Udaipur, Dungarpur, Sirohi, Jodhpur, Jhalawar, Ganganagar, Hanumangarh, Kota, Nagaur & Jaipur . Crops covered in kharif season: Bajra, Jowar, Maize, Moong, Moth, Urd, Cowpea, Paddy, Soyabean ,Ground nut, Til, Guar ,Cotton, Kinno (14) Crops covered in Rabi season :- Wheat, Barley, Gram, Mustard, Taramera, Cumin, Isabgol, Methi, Pea, Tomato, Potato, Coriander, Garlic, Amla (14)
Modified National Agriculture Scheme This scheme covered all type of natural calamity In Kharif 2013. four district covered- Sikar, Jhunjhunu, Tonk & Rajsamand During Rabi 2013-14 & Kharif 2014 12 district covered- Ajmer, Bhilwara, Chittor, Barmer, Jaisalmer, Jalore, Pali, Tonk, Rajsamand, Jhunjhunu, Pratapgarh,and sawai madhpour
WBCIS progress from Kharif 2010 to Kharif 2013 Season Farmer Insured in Lac No Farmers Benefited (Lac No.) Premium collected farmers (Rs. In crore ) Total premium (Rs in Crore) Claims (Rs in crore ) % claims Kharif 2010 35.15 7.81 93.23 303.15 37.25 12 Rabi 2010-11 27.33 12.69 99.46 335.36 269.14 80 Kharif 2011 47.37 21.02 133.93 439.34 98.17 22 Rabi 2011-12 29.13 14.61 96.18 353.26 458.24 130 Kharif 2012 53.80 47.38 156.13 515.27 268.03 52 Rabi 2012-13 35.10 21.98 105.25 378.69 547.37 145 Kharif 2013 58.19 40.67 171.37 562.39 201.10 36 Rabi 2013-14 25.53 10.50 189.72 328.45 439.72 134 Total WBCIS 311.60 176.66 1045.27 3215.91 2319.02 72
MNAIS progress from Rabi 2011-12 Season Farmer Insured in Lac No Farmers Benefited (Lac No.) Premium collected farmers (Rs. In crore ) Total premium (Rs in Crore) Claims (Rs in crore ) % claims Rabi 2011-12 1.80 0.29 12.59 25.16 14.49 58 Kharif 2012 6.78 1.22 21.67 64.47 34.96 54 Rabi 2012-13 4.61 0.45 18.26 38.52 9.76 25 kharif 2013 7.51 1.59 19.96 49.55 31.88 64 Total MNAIS 31.19 70.52 146.15 77.21 53
Issues under NCIP The State Governments wants flexibility to adopt any or more of the existing crop insurance schemes. In case a new scheme is launched then also the State Government should have freedom to opt between the new scheme or the existing schemes.. Farmer share in premium rate under WBCIS may be kept as it was in NCIP before 1 November 2013. Crop insurance should be voluntary for loanee farmers. Premium Subsidy pattern should be same for WBCIS & MNAIS. 70% indemnity level may also be permitted for areas where the premium rate offered by the insurance companies is more than capping rate, instead of scaling down of sum insured.
Threshold yield may be calculated on the basis of continuous seven years without excluding two calamities years to avoid heavy loading in premium by insurance companies. Transparent procedure may be adopted by the insurance companies for settling claims. Information Technology may be used to avoid discrepancy. Weather data should be made available in public domain. Delay in settlement of claims by the insurance companies should be minimized.