Budgeting for a Baby

Car/renters Insurance Telephone Budget Category Amount/Month Food $500 Utilities $180 Car/renters Insurance $1800/yr. 1800/12= $150 Telephone $60 Medical $155 Auto Loan Payment $200 Clothing and laundry $75 Car Expenses $150 Credit Card Payments $110 Home Maintenance Recreation Exercises=$10/week Golf=$10/week $80 Entertainment =$160 Miscellaneous $100 Housing $750 Savings TOTAL Monthly Expenses $2, 800.00

Fixed Expenses Car/renters insurance medical Credit card payments Housing Utilities Telephone Auto Loan Payment

Flexible Expenses Food Clothing and laundry Recreation Car expenses Miscellaneous Savings

Higher Expenses After Baby Food Medical Clothing and Laundry Miscellaneous

Cut Expenses Food Clothing and Laundry Recreation Car Expenses Home Maintenance Miscellaneous