LONG FORM AUDIT REPORT
COMPONENTS OF LFAR ASSET LIABLITY PROFIT AND LOSS ACCOUNT GENERAL
CASH MANAGEMENT MAINTENANCE AT CRL INSURANCE COVER SURPRISE VERIFICATION BALANCE WITH RBI/SBI/PSB
INVESTMENTS ASPECTS ANY INVESTMENT MAINTAINED BY THE BRANCH ON BEHALF OF THE BANK HO PHYSICAL VERIFICATION OF SUCH ASSETS INCOME GENERATED ON SUCH INVESTMENTS WHETHER DULY ACCOUNTED ANY MATURED INVESTMENTS ANY INVESTMENTS IN UPCOUNTRIES
ADVANCES ADVERSE FEATURES /DEFICIENCIES TO BE QUALIFIED IN TERMS OF ADVANCES OVER RS.2 CR
CREDIT APPRAISAL SANCTIONS AND DISBURSEMENTS DOCUMENTATIONS REVIEW AND RENEWAL CLASSIFICATION OF ASSETS-NPA MANAGEMENT
NON PERFORMING ASSETS CLASSIFICATION OF ASSETS LEGAL ACTION APPROVED NOT IMPLEMENTED DICGC CLAIMS VALUATION OF SECURITIES ONE TIME SETTLEMENT –RECOVERY POLICY
OTHER ASSETS STATIONERY ITMES & STAMPS SUSPENSE ENTRIES- WHETHER QUALIFY FOR PROVISIONING
LIABLITIES DEPOSITS BILLS PAYABLE CONTIGENET LIABLITY
DEPOSITS INOPERATIVE ACCOUNTS MOVEMENT OF DEPOSITS DURING AUDIT PERIOD OVERDUE DEPOSITS
BILLS PAYABLE AND CONTIGENT LIABLITY AGE OF BILLS PAYABLE UNUSUAL CREDIT/DEBIT ENTRY OTHER THAN BG/LC ANY NEW ITEMS
PROFIT AND LOSS ACCOUNTS INTEREST CALCULATIONS –RANDOM VERIFICATION INCOME RECOGNITION NORMS EXCESS OR SHORT CALCULATION ACCURED INTEREST WHETHER CALCULATED DIVERGENT TREND IN DEPOSITS
GENERAL REPORTS BOOKS AND RECORDS COMPUTERISED BRANCHES HARD COPIES PRINTOUT EXTEND OF COMPUTERISATION SECURITY COVERAGE BACK UP MAINTENANCE ANY OTHER SUGGESTION
GENRERAL REPORT (CONTD) RECONCILATION OF GL TO SUB GL INTERBRANCH TRANSACTIONS AUDIT AND RBIA REPORTS FRAUDS REPORTING MISCELLANEOUS – WINDOW DRESSING , CAPITAL ASSET MAINTENANCE
SPECIALISED BRANCH DEALING BRANCH INSPECTION REPORT PROPER CONTROL ON FEX DEPOSITS, ADVANCES, EXPORT BILL, COLLECTION BILLS NOSTRO ACCOUNT- NO OF ACCOUNTS, CONFIRMATION OF BALANCE, RECONCILATION