HEALTH SAVINGS ACCOUNT OVERVIEW

About the Health Savings Account You must be enrolled in an HSA-compatible plan to open a health savings account (HSA) A “checking account” just for qualified health care expenses Use it to pay for expenses now and save for the future—tax free!

Five key features You own it You get free money from [Company] each [insert timeframe such as monthly/quarterly/each year/matching] You get triple tax savings on deposits on interest or investment earnings on withdrawals for qualified expenses Pay for qualified expenses with a convenient debit card or through online reimbursement Your unused balance rolls over

When spending your HSA balance, remember … Use it only for qualified expenses Or you’ll owe income taxes and a 20% penalty to the IRS! Save your receipts for tax time You’ll need them if you’re audited by the IRS See a list of eligible expenses on the IRS website at www.irs.gov

Absolutely, positively … open your account! If you don’t, you’ll miss out on free money from [Company] [$XXX] to [$X,XXX] Opening your account is easy! Go to [insert enrollment URL] and follow the instructions [If you allow paper form, indicate that here]