Access Gaps in Dental Procedure Coverage for Medicare Beneficiaries and Dental Coverage Perceptions in Philadelphia J. Zefran1; R. Diecidue, DMD, MD, MBA,

Slides:



Advertisements
Similar presentations
1 National Health Insurance Kenneth Brummel-Smith, M.D. Charlotte Edwards Maguire Professor & Chair, Department of Geriatrics Florida State University.
Advertisements

Medical Insurance. Overview  Many people in the US are uninsured – they assume all responsibility for health care costs.  The number of uninsured is.
How Available is Healthcare Principles of Health Science.
Chartbook 2005 Trends in the Overall Health Care Market Chapter 1: Trends in the Overall Health Care Market.
CL This material has been created or produced by CLAIM with financial assistance, in whole or part, through a grant from the Administration for.
Retirement Health Care
Retirement Health Care Part 1 - Incorporate Health Care Cost into Retirement Planning Ted Denbow - VP Head of Sales.
Physicians- Health science Abigale
Rite of Passage: Young Adults and the Affordable Care Act of 2010
Methods of Payment for Healthcare
The Maze of Medicare Presented by: Larry Ulvila.
Methods of Payment for Healthcare
Lesson 6-2 Protecting Income
Health Insurance Options and Benefits.
Brian C. Martin, Ph.D., MBA East Tennessee State University
Health Insurance Key Definitions & Frequently Asked Questions
Has a regular source of care
Personal Finance Health Insurance
August 3, 2017 How Do Retiree Health Costs Affect People and Programs?
Nonelderly uninsured = 46.4 million
Adults Insured All Year with Medicaid Coverage Reported Lower Rates of Cost-Related Access Problems Than Adults with Private Coverage and Those Uninsured.
Section I: Characteristics of Construction Workers
Standard 4 Identify the types and defining features of healthcare systems in the United States. Compare and contrast these systems with those of other.
Skills for Independent Living: Volume III - Health
Exhibit 1 Medicare Beneficiaries Spending 20 Percent or More of Income on Premiums and Care, by Poverty Level Percent of Medicare beneficiaries Note: FPL.
Adults Insured All Year with Medicaid Coverage Reported Lower Rates of Medical Bill Problems Than Adults with Private Coverage and Those Uninsured During.
Insurance.
HEALTH CARE POLICY.
National Estimate of the cost of Parkinson’s Disease Medications
Chapter 6: Social Work in Health Care
Personal Finance Insurance Presented By Mrs. Bowden.
DISCUSS THE BASIC PRINCIPLES OF DIFFERENT INSURANCE PLANS
INSURANCE.
Healthcare 101 by Steven Lash
Percent of Total Health Care Spending
Medicare 101 the Basics **Insert Presenter here**
HCR 202 Education for Service-- tutorialrank.com
BRIEF PLAN OVERVIEW FOR JULY 1, 2018 – June 30, 2019
Methods of Payment for Healthcare
Has a regular source of care
Methods of Payment for Healthcare
Methods of Payment for Healthcare
Health Insurance Options and Benefits.
67th Annual HSFO Conference Louisville, KY
Jessica Banthin, Ph.D December 11, 2007
For Patients: Frequently Asked Questions
Medical Care.
We’re Spending More on Healthcare…
For Patients: Frequently Asked Questions
Women in Switzerland and the U.S. Report Very High Out-of-Pocket Costs
Underinsured Rates Among Adults Who Were Insured All Year by Source of Coverage at the Time of the Survey Percent adults insured all year ages 19–64 who.
Produced with support from The SCAN Foundation
Minnesota Health Care Spending and Cost Drivers
More Americans Are Visiting a Dentist
G. Edward Miller, Jessica S. Banthin and Thomas M. Selden
Since the ACA, Fewer Adults Are Uninsured, but More Are Underinsured
Methods of Payment for Healthcare
Health Insurance: The Basics
Medicare Rx Drug Benefit
Medicare 101 the Basics **McDowell County SHIIP**
SPENDING NEEDS A BOOST According to the latest data from the American Dental Association (ADA)/Health Policy Institute (HPI), total dental spending.
The Share of Women Spending 10 Percent or More of Their Income on Health Care Climbed over the Past Decade, Especially for Women with Low Incomes Percent.
Households with employer coverage can spend thousands of dollars on premiums and out-of-pocket costs. Distribution of spending on premiums and out-of-pocket.
Percent of adults ages 19–64 insured all year who were underinsured
Households with employer coverage can spend thousands of dollars on premiums and out-of-pocket costs. Distribution of spending on premiums and out-of-pocket.
Section 24.2 Participating in Your Healthcare Objectives
Stretching Your Health Care Dollars
Medicare - the Basics Jeff Barlow – (949)
Health Savings Accounts (HSAs)
2015 MCBS Chartbook: Supplement
Presentation transcript:

Access Gaps in Dental Procedure Coverage for Medicare Beneficiaries and Dental Coverage Perceptions in Philadelphia J. Zefran1; R. Diecidue, DMD, MD, MBA, MSPH2 1College of Population Health, Jefferson University; 2Department of Oral and Maxillofacial Surgery, Jefferson University BACKGROUND METHODS DISCUSION Dental coverage through Medicare A and B Medicare beneficiaries is extremely limited. Beneficiaries may opt to buy private insurance through Medicare Advantage (Part C) to cover healthcare costs not covered in Parts A and B. According to the Medicare Current Beneficiary Survey, Cost and Use file, Medicare beneficiaries spend 4% of income on dental, hearing and vision. In 2012, Medicare beneficiaries dental procedures were covered by the following; 75% out of pocket, 12% employer sponsored, 9% other, 4% Medicare Advantage and 1% Medicaid. In 2016, the average total spending for dental was $927 annually; 22% was covered by insurance and 77% was out of pocket spending. Dental procedures often have a negative perception and can prevent people from seeking care, along with climbing costs. Participants: Patients seen through Jefferson Department of Oral and Maxillofacial Surgery over 65 who have had a procedure performed in the past year. Procedures include, but are not limited to: extractions, excisions, implants and other various surgical procedures. Quantitative: 100 random charts were selected for a chart review from patients over 65. Sex, age and payment information was collected. Qualitative: A non-random number (9) from the previous 100 charts were asked to participate in a phone survey. The survey consisted of 7 questions about dental coverage and perception of dental care. Government funded health programs barely cover the cost for dental procedures, and those covered by Medicare were severe, specific type cases [Medicare 6%, Medical Assistance 21%]. Private insurance through Medicare Advantage was a small fraction and various private dental plans covered a fifth of procedures [Private insurance 20%, Medicare Advantage 9%]. Self-pay is the overwhelming majority payment method, covering half of dental associated costs. There were also some people who had dental insurance that covered a certain percentage of the procedure and paid the difference out of pocket. Only 1/3 of the survey participants knew about Medicare Advantage. Almost 2/3 of the survey participants paid out of pocket for a dental procedure, one person having to pay a few thousand dollars extra since insurance only covered a fraction of the cost. No person said cost deterred them from having a procedure done. Most people felt that dental insurance was not important. One participant stated “No we don’t need it. It's (dental) not as serious as medical problems can be. You can work with a broken tooth, you can’t work with a broken arm.” RESULTS Survey Questions 1. Do you know about Medicare Advantage (Part C) that covers some dental procedures? 2. Have you ever thought about buying private dental insurance? If so, has the cost of private dental insurance prevented you from buying it? 3. Do you receive Medical Assistance to pay for dental services? 4. Have you paid out of pocket for dental services? 5. Has the cost of a dental procedure prevented you from having it done? 6. Has an oral health problem affected your ability to work or perform every day tasks? 7. How many times have you been to the dentist in the past year? Age Sex F M Medicare Coverage F M F M 65-70 35 18 33 17 2 1 71-75 11 10 76-80 6 9 81-85 86-90 91-100 100+ Table 1. Ratio of Medicare Coverage, among sex and age groups. Age Medicare F M Medicare Advantage F M Medical Assistance F M Private Insurance Self Pay F M 65-70 2 1 3 7 18 10 71-75 5 76-80 4 81-85 86-90 91-100 100+ CORE COMPETENCIES A9, A12, B5, B6, B7, C3, D6, E1, E3, E7, F8, G1, G2, H2 ACKNOWLEDGEMENTS Thank you to Dr. Diecidue and the staff at Jefferson OMFS for their help and the patients that participated in the survey. Table 2. Ratio of various payment methods.