Benefits Open Enrollment Effective May 1, 2019

Enroll for the First Time Add/Remove Dependents Passive Open Enrollment = April 9 -23 Enroll for the First Time Make Plan Changes Add/Remove Dependents If you have a life event during the year, you may make changes by notifying HR within 30 days of your event (marriage, birth, adoption, divorce). PLEASE NOTE

Eligibility All regular full-time employees working on average, a minimum of 30 hours per week and has satisfied the waiting period (first of the month following 60 days from the hire date). Who is an eligible dependent? Legal Spouse/Registered Domestic partner Dependent Children up to the age of 26 regardless of school status (Health Care Reform) Note: All changes you make during this open enrollment period will remain in effect through April 30, 2020 unless you have an eligible qualifying event. You have 30 days from the date of a qualifying event to notify HR and make changes to your benefits.

Get The Total Package Medical Voluntary Critical Illness Dental Vision Basic Life & AD&D Voluntary Life and AD&D Voluntary Long Term Disability Voluntary Accident Voluntary Critical Illness Get The Total Package For details on these benefits, please refer to your Benefits Guide.

New Benefits Effective May 1, 2019 Anthem Blue Cross New HMO Medical Plan (embedded wellness) replacing High HMO Plan. Sunlife New Voluntary Life/AD&D . New Benefits Effective May 1, 2019

Medical Insurance

You have the option of choosing between: $ $$ $$$ $$$$ High PPO Low HMO Select Deductible (CA Only – Narrow Network) Low PPO Elements H.S.A NEW High HMO Be Active (CA Only – Full Network) Preventive Services: Covered 100% Deductible: None Office Visits: $20 / $40 Copay – PCP/ Specialist $20 Copay – LiveHealth Out-of-Pocket Maximum: $2,000 / $4,000 Chiropractic $20 (60 day limit/benefit period) Acupuncture $20 (60 day limit/benefit period) Hospitalization: $250 per admission Outpatient Surgery: $125 per admission Urgent Care - $20 Emergency Room - $100 Preventive Services: Covered 100% In-Network Deductible: $500 Single / $1,500 Family Office Visits: $20 – PCP/ Specialist $20 Copay – LiveHealth In-Network Out-of-Pocket Maximum: $3,500 / $7,000 Chiropractic $20 (30 visits/benefit period) Acupuncture $20 (20 visits/benefit period) Hospitalization: 20% after Deductible Outpatient Surgery: 20% after Deductible Urgent Care – $20 Emergency Room - $150 then 20% Preventive Services: Covered 100% Deductible: $1,500 per member Office Visits: $25 / $40 Copay – PCP/ Specialist $25 Copay – LiveHealth Out-of-Pocket Maximum: $3,000 / $6,000 Chiropractic $25 (60 day limit/benefit period) Acupuncture $25 (60 day limit/benefit period) Hospitalization: 25% Outpatient Surgery: 25% Urgent Care - $25 Emergency Room - $150 then 25% Preventive Services: Covered 100% In-Network Deductible: $6,100 / $12,200 Office Visits: 0% after deductible $49 Copay – LiveHealth In-Network Out-of-Pocket Maximum: $6,400 / $12,800 Chiropractic 0%(30 visits/benefit period) Acupuncture 0% (20 visits/benefit period) Hospitalization: 0% after deductible Outpatient Surgery: 0% after deductible Urgent Care - 0% after deductible Emergency Room - 0% after deductible

High HMO Be Active Earn up to $1,200 in rewards and reimbursements Preventive wellness exam and a flu shot = $100 reward Online Wellness Toolkit = up to $150 reward Future Moms = up to $150 reward Tobacco-free certification = $50 reward Gym Reimbursement = up to $400 reward

Online Health Services – Convenient & Lower Cost General Health: Set up account Visit livehealthonline.com, click Set up account and provide the required information. You can also call 844-784-8409 for assistance. Provide medical history Your medical history provides LiveHealth doctors with the information they need to make an accurate diagnosis. Web: Log in to livehealthonline.com Mobile: Visit livehealthonline.com/mobile to download the app. Phone: Livehealthonline can help you complete your medical history over the phone. Request a consult Once your account is set up, request a consult anytime you need care. Acne Allergies Asthma Bronchitis Cold and flu Diarrhea Earaches Fever Headache Infections Insect bites Joint aches Nausea Pinkeye Rashes Respiratory infections Sinus infections Skin infections Sore throat Urinary tract infections Pediatric Care: Cold and flu Constipation Earaches Nausea Pinkeye

Dental Insurance

You have the option of choosing between: $ $$ Anthem Dental HMO (CA Only) Anthem Dental PPO Assigned a Dentist No Annual Maximum No Deductible Two Routine Cleanings, 1 Every 6 Months Orthodontia Coverage for Adult & Child (Please Refer to Benefit Schedule) Freedom to go to any in-network or out-network Dentist Annual Benefit Maximum $1,500 Per Person Per Calendar Year $50 Deductible Per Individual up to $150 Family Preventive Services 100% (Deductible Waived) Basic Services 80% Major Services 50% Orthodontia Coverage Not Available

Vision Insurance

Comprehensive Vision Coverage Anthem Blue View Vision Network Comprehensive Eye Exam $20 Copay $130 Frames Allowance + 20% off remaining balance or $130 Elective Contact Allowance $0 Copay lenses Exams & Lenses every 12 months and Frames every 24 months

Life and Accidental Death and Dismemberment Insurance Benefits

Employer funded Life and Accidental Death and Dismemberment PharMedQuest provides eligible employees with a Basic Life and Accidental Death and Dismemberment (AD&D) benefit of $25,000. Accidental Death and Dismemberment (AD&D) insurance provides specified benefits for a covered accidental bodily injury that directly causes dismemberment (e.g., the loss of a hand, foot, or eye). In the event that death occurs from a covered accident, both the life and the AD&D benefit would be payable. The Benefits do reduce with Age. 35% reduction at age 65; 50% reduction at age 70 This benefit is at no cost to you, PharMedQuest pays 100% of the cost. Benefit eligible employees are automatically enrolled.   Note: You must name a beneficiary to these benefits. Please remember to update your beneficiary throughout the year if you experience a life event such as marriage or divorce.

Additional Benefits to Life and AD&D Portability / Conversion — With Portability you can keep your coverage if you leave the company or retire, provided you aren’t seriously ill. If seriously ill it may better suit you to convert the policy to a Whole Life policy, which builds cash value. Life Planning Financial & Legal Resources — Specially-trained consultants available to help employees manage emotional challenges of a terminal illness or loss of a loved one. Accelerated Death Benefit — Allows employees to receive up to 75% death benefit in a lump sum, if they are terminally ill. Note: You must name a beneficiary to these benefits. Please remember to update your beneficiary throughout the year if you experience a life event such as marriage or divorce. 

NEW Voluntary Life and Accidental Death and Dismemberment Paid for by you, the employee. Employee Benefit: 5 x your compensation in increments of $10,000 not to exceed $500,0000. Spouse: Up to 100% of employee coverage amount in increments of $5,000 not to exceed $150,000 Child: Up to 100% of employee coverage amount in increments of $5,000 not to exceed $10,000 New Hire Guarantee Issue (no medical underwriting required for new employees) Any elections above the listed guaranteed issue amounts will require the completion of an evidence of insurability form Employee: $150,000 Spouse: $25,000 Child: $10,000

Employee Assistance Program (EAP) Anthem provides you and your household members with free, confidential assistance to help with personal or professional problems that may interfere with work or family responsibilities and obligations. Services are available 24 hours a day, 7 days a week via tollfree nationwide number 3 counseling sessions per person, per problem, per year. Accessing the EAP www.resourceadvisorca.anthem.com (888) 209 - 7840

Voluntary Accident – Sun Life Pays You! Helps cover out of pocket expenses for off the job injuries, emergencies and hospitalization for any member of the family due to an accident Accidental Death $25,000 Fractures $1,000 (multiple ribs) Hospital Admission $1,000 (once per year) Open Surgery $1,250 Physical Therapy $25 up to 10 visits

Voluntary Critical Illness – Sun Life Pays You! If you are diagnosed with a covered condition like a heart attack or stroke, critical illness insurance pays a lump sum benefit that can be used however you want. Employee $10,000 Spouse $5,000 Children Wellness $50

Voluntary Long-Term Disability This benefit is optional Long Term Disability Eligibility Actively working a minimum of 30 hours per week Plan design: 60% of your gross monthly earnings up to a maximum monthly benefit of $8,000 Maximum monthly benefit period: Until you reach the SSN Retirement Age Weekly elimination period: 180 days

Online Member Enrollment ENROLLMENT COMPLETED! Step 4: Update beneficiary form Step 3: Complete Enrollment via Benetrac Platform Enroll For The First Time Terminate Coverage Making Plan Changes Adding / Deleting Dependents Step 2: Review your plans Step 1: Get the facts

Questions?