Human Processes by Machines Speaker can use Slides 1 or 2 as opener for presentation Marines Memorial Club San Francisco, CA

Human Processes by Machines Presenters: Pravin Chandrasekaran, Varo Money Scott Nathan, State Street Corp Phong Rock, Feedzai Rob Triano, Federal Reserve Bank of San Francisco (moderator) Speaker can use Slides 1 or 2 as opener for presentation

Human Processes by Machines- 2019 Defining Machine Learning (ML) Defining Artificial Intelligence (AI) Is this really new? Why all the buzz?

Human Processes by Machines- 2019 Responsible Innovation is a focus of many groups FinCEN / Law Enforcement Bank Regulatory Agencies Banks Third-Parties **Innovation is NOT a requirement**

Human Processes by Machines- 2019 Define Challenges in BSA/AML Define Challenges in OFAC Why are these “trickier” than fraud monitoring?

Human Processes by Machines - 2019 Discussion around Data Sharing industry views Big data brings big insights, but we have to manage it carefully!

Human Processes by Machines - 2019 Broadly defining solutions – using AI and ML What should I look for as a BSA Officer? Exploitability, scalability, flexibility… Validation plausibility

Human Processes by Machines - 2019 AI/ML in CDD and EDD Discussion with examples and use cases

Human Processes by Machines - 2019 AI/ML in Transaction Monitoring/Suspicious Activity Monitoring Discussion with examples and use cases

Human Processes by Machines Questions ?