Medical Bill Problems and Accrued Medical Debt, 2005–2007

Slides:

Advertisements

Similar presentations

Exhibit 1. There Were 14.8 Million Uninsured Young Adults in 2009, Up by 4 Million in the Past Decade Uninsured young adults ages 19–29 (in millions) Source:

Advertisements

THE COMMONWEALTH FUND Rising Health Care Costs: Implications for the Health and Financial Security of U.S. Families Sara R. Collins, Ph.D. Assistant Vice.

Figure 1. COBRA Eligibility of Working Adults, Ages 19–64 ESI from small firm 5.9 million 5% Uninsured 17.3 million 15% Note: Numbers may not add to total.

One-Third of Privately Insured Adults Experience Medical Bill or Debt Problems, 2005–2007 * Had problems paying medical bills, contacted by a collection.

Uninsured now 15% 24 million 17% 30 million 18% 32 million 20% 37 million 19% 36 million 16% 29 million Insured now 85% 138 million.

THE COMMONWEALTH FUND New Evidence on Health Coverage For Aging Boomers: Findings from the Commonwealth Fund Survey of Older Adults Sara R. Collins, Ph.D.

Exhibit 1. Continuously insured adults with private coverage or Medicaid rated the quality of their health care as excellent or very good at higher rates.

THE COMMONWEALTH FUND 1 Figure 1. We Can’t Continue on Our Current Path: Growth in the Uninsured Data: Analysis of the U.S. Census Bureau, Current Population.

Exhibit 1. Only One of Three Small-Firm Workers Was Insured Through Their Employer in 2010 ^ Includes both part-time and full-time workers who are not.

Exhibit ES-1. The Percentage of Young Adults Uninsured Declined over 2010–2012, While Rates Rose in Other Age Groups Note: Totals may not equal sum of.

Figure 1. Younger Women Are Most Likely to Be Uninsured Part-Year MenWomen Source: Analysis of the 2004 Medical Expenditure Panel Survey by S. Glied and.

31 million adults ages 19–64 years who had a coverage gap

Exhibit 1 After Rising Steadily Through 2010, the Number of Uninsured Women in the U.S. Had Fallen by Nearly Half by

Has a regular source of care

Young, Uninsured and In Debt:

Uninsured Young Adults Most Likely to Have Cost-Related Access Problems and Medical Bill or Debt Problems in the Past Year Percent of adults ages 19–29.

Percent with unmet medical need

Adults with Medical Bill Problems Had Lingering Financial Problems

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Subsidized private insurance

State Approaches to Expanding Health Insurance Coverage and Enrollment

Adults Insured All Year with Medicaid Coverage Reported Lower Rates of Medical Bill Problems Than Adults with Private Coverage and Those Uninsured During.

There Has Been a Modest Reduction in Reports of Medical Bill Problems by Women Percent of women ages 19–64 who reported any of following bill or medical.

THE COMMONWEALTH FUND Help on the Horizon:

Uninsured Adults and Those with Coverage Gaps Reported Medical Bill Problems at Higher Rates Than Did Those Continuously Insured, 2016 Percent of adults.

250% FPL or more Total Less than 250% FPL

Adults ages 19– Uninsured now 15%

Adults in California and New York Reported Lower Rates of Medical Bill Problems or Debt Than Those in Florida and Texas Percent of adults ages 19–64 U.S.

Fewer Women Say They Are Not Getting Needed Care Because of Costs

Adults in California and New York Reported Lower Rates of Cost-Related Access Problems Than Those in Florida and Texas Percent of adults ages 19–64 U.S.

Exhibit 1 The Number of Uninsured Adults Dropped to 23 Million in 2016, Down from 37 Million in 2010 Adults ages 19–

Percent of adults ages 19– In the past 12 months:

More Than One-Third of Young Adults Experienced a Medical Bill Problem or Were Paying Off Medical Debt Percent of adults ages 19–29 who experienced the.

The Number of Adults Without Insurance, Forgoing Health Care Because of Cost, and Paying Large Shares of Their Income on Health Care Has Increased, 2001–2010.

Seventy-Five Percent of Uninsured Adults Ages 50–64 Reported a Cost-Related Problem Getting Needed Care Percent of adults ages 50–64 Rtoopf5 rtcsf10 newdebt.

Women in Switzerland and the U.S. Report Very High Out-of-Pocket Costs

Adults with Major Depressive Episode Who Received Treatment, 2009

Uninsured and Underinsured Adults with Chronic Conditions Are More Likely to Visit the ER for Their Conditions Percent of adults ages 19–64 with at least.

Inadequate Coverage Is Associated with More Problems Paying Medical Bills Percent of adults ages 19–64 who had medical bill or debt problems in past year*

The Growing Cost Burden of Employer Health Insurance for U. S

An Estimated 116 Million Adults Were Uninsured, Underinsured, Reported a Medical Bill Problem, and/or Did Not Access Needed Health Care Because of Cost,

Women Are More Likely to Have Access Problems and Medical Bill Problems in Past Year, 2007 Percent of adults ages 19–64 reporting the following problems.

Percent of adults ages 19–64

Adults Ages 19–64 Who Are Uninsured and Underinsured, By Poverty Status, 2007 *Underinsured defined as insured all year but experienced one of the following:

Since the ACA, Fewer Adults Are Uninsured, but More Are Underinsured

Percent of adults ages 19–

Percent of adults ages 19– In the past 12 months:

Percent of adults ages 19–

Medical Bill Problems and Accrued Medical Debt, 2005–2007

16 Million Adults Under Age 65 Were Underinsured in 2005

Percent of adults ages 19–64 with at least one chronic condition*

25 Million Adults Underinsured in 2007, Up from 16 Million in 2003

How Well Does Insurance Coverage Protect Consumers from Health Care Costs? Findings from the Commonwealth Fund Biennial Health Insurance Survey, 2016 Sara.

Subsidized private insurance

Cost-Related Access Problems and Medical Bill Problems Are Significantly Higher Among Latinos Uninsured During the Year Percent Latino adults ages

Medical Bill Problems or Medical Debt

Percent of adults ages 19–

Two of Five Adults Uninsured or Underinsured 25 Million Underinsured 60 Percent Increase in Underinsured from 2003 to 2007 Percent of adults (ages 19–64)

How the Affordable Care Act Has Improved Americans’ Ability to Buy Health Insurance on Their Own Findings from the Commonwealth Fund Biennial Health Insurance.

Percent of adults ages 19–64 Total <200% FPL 200% FPL or more

The Number of Underinsured Adults Under Age 65 Rose to 25 Million in 2007, Up from 16 Million in 2003 Percent of adults ages 19– Total.

Percent of adults (ages 19–64)

Problems with Medical Bills or Accrued Medical Debt Increased, 2005–2007 Percent of adults ages 19–64 with medical bill problems or accrued medical debt.

Number of employees in firm

Percent of adults ages 19–64 who had any of four access problems

Insured now, time uninsured during year

Percent of adults (ages 19–64)

Under the Affordable Care Act, Young Adults Will Benefit from Newly Subsidized Sources of Health Insurance Percent of young adults ages 19–29 Total

Percent of currently employed adults ages 19–64

The Number of Adults Reporting Not Getting Needed Care Because of Cost Declined in 2014 for the First Time Since 2003 Percent of adults ages 19–

Presentation transcript:

Medical Bill Problems and Accrued Medical Debt, 2005–2007 Percent of adults ages 19–64 2005 2007 In the past 12 months: Had problems paying or unable to pay medical bills 23% 39 million 27% 48 million Contacted by collection agency for unpaid medical bills 13% 22 million 16% 28 million Had to change way of life to pay bills 14% 24 million 18% 32 million Any of the above bill problems 28% 33% 59 million Medical bills being paid off over time 21% 37 million 49 million Any bill problems or medical debt 34% 58 million 41% 72 million Exhibit 1 of seeing red Source: S. R. Collins, J. L. Kriss, M. M. Doty and S. D. Rustgi, Losing Ground: How the Loss of Adequate Health Insurance Is Burdening Working Families, The Commonwealth Fund, August 2008.