DISASTER RECOVERY: WHAT HAPPENS AFTER A DISASTER STRIKES?

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Presentation transcript:

DISASTER RECOVERY: WHAT HAPPENS AFTER A DISASTER STRIKES?

WHO’S PREPARED FOR RECOVERY?

What will you face after the first responders leave? Displacement & relocation Making temporary repairs Filing an insurance claim Salvaging belongings Opportunists and scams For most, it’s the beginning of a nightmare!

WHAT DO I DO NOW? BULL DOZER RAMPAGE VEHICLE COLLISIONS SINK HOLE Granby, CO VEHICLE COLLISIONS San Diego, CA WHAT DO I DO NOW? SINK HOLE Guatemala City GAS EXPLOSION San Bruno, CA

I NEVER THOUGHT THIS WOULD HAPPEN TO ME

Two types of people emerge from disasters - survivors and victims Two types of people emerge from disasters - survivors and victims. A little knowledge can make all the difference WHERE DO WE BEGIN?

In the midst of the turmoil, people feel lost In the midst of the turmoil, people feel lost. Premature decisions made in the first 72 hours often leads to tragedy

EVERYONE SEEMS TO WANT TO HELP Slide showing book cover and Table of Contents or List of content. Sample Page of Chapter 1. Safety *Show Illustrations Sample Page of Chapter 12. Precious Metals

The first on scene - disaster chasers: Public adjusters, contractors, cleaning & flood companies Beware of high pressure sales tactics, fear, freebies, and the sense of urgency – especially for the board ups 2

BEWARE OF PRICE GOUGING AND MOVING SCAMS! Content cleaning and pack-out companies: You have no idea who’s going through your stuff! Theft, loss, and property damage is common Beware of having you property held hostage BEWARE OF PRICE GOUGING AND MOVING SCAMS!

THE INSURANCE CLAIM PROCESS Slide showing book cover and Table of Contents or List of content. Sample Page of Chapter 1. Safety *Show Illustrations Sample Page of Chapter 12. Precious Metals

IMAGINE IF EVERYTHING YOU OWN WAS LOST? Have you created an inventory? IMAGINE IF EVERYTHING YOU OWN WAS LOST?

Guess the value $375? MORE

Guess the value DAM! More or Less? $1,871.46 $4,698.18!

www.TheRedGuideToRecovery.com The Personal Property Memory Jogger A FREE resource to support your insurance claim. www.TheRedGuideToRecovery.com

CONTRACTORS THE GOOD, THE BAD, AND THE REALLY UGLY! Slide showing book cover and Table of Contents or List of content. Sample Page of Chapter 1. Safety *Show Illustrations Sample Page of Chapter 12. Precious Metals

SELECTING A CONTRACTOR - THE GOOD, THE BAD, AND THE REALLY UGLY! Check court records, the County Recorder, references, and do background checks Beware of the fine print and get legal advice! SELECTING A CONTRACTOR - THE GOOD, THE BAD, AND THE REALLY UGLY!

RECOGNIZING THE WOLVES IN SHEEP’S CLOTHING

PREDATORS ARE LISTENING TO 911 DISPATCHERS! Predators use the same info as bounty hunters, debt collection agencies, and private investigators THEY HAVE ACCESS TO YOUR: Property ownership & tax info Mortgage & insurance info Home phone & cell numbers Personal, family, & work info SSN & financial information PREDATORS ARE LISTENING TO 911 DISPATCHERS!

HOW DO PREDATORS FIND THEIR TARGETS? Scanners, mobile apps, incident services, runners, etc. isaster TV, newspaper, radio, social media Volunteering for relief agencies HOW DO PREDATORS FIND THEIR TARGETS?

BUSTED BUSTED BUSTED SPOT THE CON ARTIST #1 #2 #3 5 CONTRACTOR GUILTY ON 28 COUNTS OF DEFRAUDING WILDFIRE VICTIMS FINANCIAL ADVISOR WHO BILKED THOUSANDS OF PEOPLE OUT OF BILLIONS PUBLIC ADJUSTER WHO FLEECED 32 DISASTER SURVIVORS OUT OF $700,000 5 RECOGNIZING THE WOLVES IN SHEEP’S CLOTHING

OFTEN THE LEGAL SYSTEM CAN’T EVEN HELP

HOURS AFTER AN F-5 TORNADO STRUCK

A COUPLE DAYS AFTER HURRICANE SANDY

ARE YOUR PREPARED FOR RECOVERY?

THE MINDSET THAT HINDERS RESILIENCY It won’t happen It won’t happen to me If it happens, I’ll deal with it then If it happens, there’s nothing I can do about it

CONSIDER THE LONG-TERM EFFECTS Grief over the loss Financial strain or ruin Relational or marital stress Unemployment Homelessness Depression, anxiety, PTSD Suicide IN MANY CASES YOU ARE THEIR LAST LINE OF DEFENSE!

THE ROAD-MAP FOR DISASTER SURVIVORS Contact: Sean Scott Cell: 858-349-2262 E-mail: Sean@TheRedGuideToRecovery.com Website: www.TheRedGuideToRecovery.com