Foundation Dental

Product Details Target Market Med-Sense Guaranteed Association members age 18 and older Spouses/domestic partners Dependent unmarried children up to age 26 No contract needed to start selling this plan State Availability: AL, AR, AZ, CA, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MN, MO, MS, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WI, WV and WY

Exclusive Features Three plan options to fit your needs and budget including coverage for Preventative, Basic and Major Services Available to individuals 18 and over & families of all ages No waiting period on Preventative Services for most plan options Choice of $500, $1,000 or $1,500 per Calendar Year Benefit Maximum Care PPO Average aggregate discounts of 5% to 50% below the 80th percentile of reasonable and customary charges.

Plan Options *These types of services are not covered by the Plan; however, you still have access to the Maximum Care network discounts. The Maximum Care network combines the outstanding network management skills of two great organizations, Careington and DenteMax, and results in average aggregate discounts of 5% to 50%. There is no waiting period to access the Maximum Care network discounts

Dental PPO Network MAXIMUM CARE Services that are not covered by the Plan still have access to the Maximum Care network discounts. There is no waiting period to access the Maximum Care network discounts. The Maximum Care network combines the outstanding network management skills of two great organizations. Careington DenteMax Average aggregate discounts of 5% to 50% below the 80th percentile of Reasonable and Customary charges. Any applicable co-pays, deductibles or co-insurance, outlined by the plan design, are to be paid directly to the dental office at the time service is rendered.

Services Foundation Dental plans include coverage for three different classes of service: Diagnostic & Preventative Services – X-Rays, Oral Exams, Prophylaxis, Sealant, Space Maintainers, and Topical Application of Fluoride Basic Services – Amalgam, Anterior and Posterior Restorations; Simple Extractions, Sedative Fillings, Emergency Palliative Treatment, Full Mouth X-Rays, Problem Focused Exams Major Services – Oral Surgery, Periodontics, Endodontics, Bridges, Crowns, Dentures

Med-Sense Guaranteed Association You can count on MSGA to continuously and aggressively seek out new discounts to add further value to memberships in the association. Services and discounts you will enjoy as a member may include a collection of the following: 1800Flowers.com Savers Book Club UPS Express Delivery Services Office Depot Office Supplies and Furniture Hop The Shops True Car Auto Buying Service Vitamin Discount GymAmerica.com ID Resolutions Identity Theft Service Sprint Cell Phone Service Lenscrafter Vision Club 24 Hour Nurse Helpline Plan Gateway Medicard Discount Hearing Service Travel Assistance Benefits Hewlett- Packard Computer and Digital Equipment

EyeMed Vision Care Services Included Services (This is not an insured product) Members save 20% to 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program through the Access network. Discounts on exams, eyeglasses and contact lenses. More than 50,000 providers including independent optometrists, ophthalmologists, opticians, and leading optical retailers such as: LensCrafters, Sears Optical, Target Optical, JCPenney Optical, and most Pearle Vision locations. Disclosures: THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.* The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at [searchforaprovider.com or clients website]. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. The plan and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This plan is not available in Montana and Vermont. This plan is not currently available in Washington. *Medicare statement applies to MD residents when pharmacy discounts are part of plan.

Foundation Dental Top Rated Carrier: A+ WHY YOU SHOULD SELL Top Rated Carrier: A+ One of the largest PPO Networks, not a discount plan Association Benefits included in all Foundation sales In-Network and Out-of-Network Benefits Network discounts for services not covered EyeMed Vision Services included in all Foundation sales 3 different classes of services to choose from Competitive Rates Underwritten by: Nationwide Life Insurance Company

Please contact Sales Support Questions | Comments Please contact Sales Support 1.877.376.5831 ext.401 | SalesSupport@hiiquote.com