Percent adults insured all year ages 19–64 who were underinsured*

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THE COMMONWEALTH FUND Figure 1. Distribution of Individuals Covered by Private Health Insurance, by Type of Health Plan Comprehensive = health plan with.

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More Than One-Quarter of Insured Adults Were Underinsured in 2016

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Underinsured Rates by Source of Coverage

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Uninsured Adults and Those with Coverage Gaps Reported Cost-Related Access Problems at Higher Rates Than Did Those Continuously Insured Percent of adults.

Fair/poor health status or any chronic condition**

Percent of uninsured adults ages 19–64 Income level Race Age Firm size

Adults ages 19– Uninsured now 15%

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State Uninsured Rates by Poverty and Firm Size

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Percent adults ages 19–64 insured all year who were underinsured*

Percent of adults ages 19–64 who are uninsured

High Deductibles Relative to Income by Coverage Source

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Uninsured Adults Are Less Likely to Receive Cancer Screenings, 2016

Percent of adults ages 19–64

Two of Five Adults Ages 50–64 Who Have or Tried to Buy Individual Insurance Were Turned Down, Charged a Higher Price, or Excluded Because of a Preexisting.

Insured all year Total (%) Number (in millions) Uninsured anytime (%)

Percent adults ages 19–64 with a health problem or condition^

Health Status by Income

Percent of adults ages 19– In the past 12 months:

More Than One-Third of Young Adults Experienced a Medical Bill Problem or Were Paying Off Medical Debt Percent of adults ages 19–29 who experienced the.

Women in Switzerland and the U.S. Report Very High Out-of-Pocket Costs

Deductibles Have Become a Growing Factor in Underinsurance Rates

Percent of women ages 19–64 Total <133% FPL 133%–249% FPL

Underinsured Rates Among Adults Who Were Insured All Year by Source of Coverage at the Time of the Survey Percent adults insured all year ages 19–64 who.

Inadequate Coverage Is Associated with More Problems Paying Medical Bills Percent of adults ages 19–64 who had medical bill or debt problems in past year*

Two of Five Insured Adults with Incomes Below the Federal Poverty Level Spent 5 Percent or More of Their Income on Medical Out-of-Pocket Costs Percent.

An Estimated 116 Million Adults Were Uninsured, Underinsured, Reported a Medical Bill Problem, and/or Did Not Access Needed Health Care Because of Cost,

Adults Ages 19–64 Who Are Uninsured and Underinsured, By Poverty Status, 2007 *Underinsured defined as insured all year but experienced one of the following:

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Percent of adults ages 19– In the past 12 months:

Percent of adults ages 19–64* Total <133% FPL 133%–249% FPL

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Adequately insured 48% Uninsured anytime 15% Uninsured anytime 36%

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Adults ages 19–64 with either marketplace or employer coverage

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Two of Five Adults Uninsured or Underinsured 25 Million Underinsured 60 Percent Increase in Underinsured from 2003 to 2007 Percent of adults (ages 19–64)

Adults Ages 19–64 Who Are Uninsured and Underinsured, by Poverty Status, 2003 *Underinsured defined as insured all year but experienced one of the following:

Percent of adults ages 19–64 Total <200% FPL 200% FPL or more

The Number of Underinsured Adults Under Age 65 Rose to 25 Million in 2007, Up from 16 Million in 2003 Percent of adults ages 19– Total.

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Percent of adults (ages 19–64)

Problems with Medical Bills or Accrued Medical Debt Increased, 2005–2007 Percent of adults ages 19–64 with medical bill problems or accrued medical debt.

Uninsured during the year

Uninsured and Underinsured Adults with Chronic Conditions Are More Likely to Visit the ER for Their Conditions Percent of adults ages 19–64 with at least.

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Percent of adults ages 19–64

Percent of adults ages 19–64

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Percent of adults (ages 19–64)

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Percent of adults ages 19–64 insured all year who were underinsured

High Deductibles Relative to Income by Coverage Source at the Time of the Survey Percent with deductibles that are 5% or more of income, adults ages 19–64.

The Number of Adults Reporting Not Getting Needed Care Because of Cost Declined in 2014 for the First Time Since 2003 Percent of adults ages 19–

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About Three of 10 Adults Who Were Insured All Year in Florida and Texas Were Underinsured in 2014 Percent adults insured all year ages 19–64 who were underinsured* * Underinsured defined as insured all year but experienced one of the following: out-of-pocket expenses equaled 10% or more of income; out-of-pocket expenses equaled 5% or more of income if low income (<200% of poverty); or deductibles equaled 5% or more of income. Source: The Commonwealth Fund Biennial Health Insurance Survey (2014).