Which of these people would you give a loan to?

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Presentation transcript:

Which of these people would you give a loan to? Who is trustworthy? Which of these people would you give a loan to?

People were shown pictures of people and asked to rate their credit worthiness.

The subjects were divided into a group of 28 (deemed more credit worthy) and 22 (deemed less credit worthy)

The actual credit scores of the people were found.

MORE CREDIT WORTHY Average Score = 685 S.D. = 32

LESS CREDIT WORTHY Average Score = 621 S.D. = 53

Did the people who were judged more credit-worthy based on their pictures actually have significantly higher credit scores?