“Your Child’s golden future” The one responsibility which you can not ignore

Want your child to become a Doctor or an Engineer or a MBA or a Pilot or any other respectable professional... Also do not forget the cost of marriage, 10 or 15 or 20 years hence…

Escalating cost of higher education*:- Have you ever thought on the Financials involved in making your child’s dream come true… A ready reckoner of probable future costs for a good professional degree…. Escalating cost of higher education*:- Year 2000 Engineering Medicine MBA 5.5 lakhs 9.5 lakhs 5.2 lakhs Year 2010 10.50 lakhs 22.00 lakhs 8.50 lakhs Year 2015 16.50 lakhs 35.00 lakhs 13.20 lakhs Year 2020 26.50 lakhs 54.00 lakhs 20.00 lakhs *Based on internal assessment and assumptions of CAGR 10% - 12%.

So, Why a Child Specific Plan ? Escalating cost of Higher Education. Challenges of rising inflation. Tax efficiency angle.

Child Plan Benefits …… Aims to provide a sound financial backing so as to take care of a child’s future after he /she becomes a major. Helps children choose a right career or set goals based on sound long term financial planning. Inculcate saving & investment habits from the early stages of life through a disciplined approach.

If you have big dreams for your child………. We have suitable Plans…… 1 If you have big dreams for your child………... We have suitable Plans…… 1. UTI Children’s Career Balanced Plan 2. UTI CCP Advantage Fund

Presenting….. UTI Children’s Career Balanced Plan

UTI Children’s Career Balanced Plan :-Key Features An open ended debt oriented balanced plan with following investment pattern : Debt / G-Sec : Minimum 60 % Equity : Maximum 40 % Investments can be made on behalf of a child up to the age of 15 Years (i.e. 14 years & 364 days) Minimum Investment : Rs.1000/- Scholarship & Growth option Scholarship Option provides systematic withdrawal under defined number of installments ranging from 4-8 at yearly/or half yearly intervals after the completion of 18 years of the age of the child Income under scholarship option not under tax purview under section 10(16) of the IT act 1961 so long as the education is not discontinued by the beneficiary.

UTI Children’s Career Balanced Plan - Key Features Contd… Load Structure- Entry: NIL Exit: Nil - > = 5 Years 1% - > = 4 years and < 5 years 2% - > = 2 years and < 4 years 3% - < 2 years

UTI Children’s Career Balanced Plan - Fund Positioning……. A balanced fund with a conservative tilt and a long-term horizon. Right Blend of Debt & Equity (Debt Minimum 60% & Equity Maximum 40%) Equity investments are made using bottom-up approach in companies having potential to excel in demanding environments. The debt portfolio is designed with the objective of attaining absolute positive returns over a medium term horizon and providing stability of returns to the fund.

UTI Children’s Career Balanced Plan - at a glance… Has a track record of about 18 years Lower volatility as compared to Equity Oriented Funds Periodical Bonus payout. Well diversified and actively managed portfolio. Prudent asset allocation limits. Large base of Unit holding accounts.

UTI Children’s Career Balanced Plan - Portfolio composition (as on Apr 30, 2011)

Fund Facts (as on Apr 30, 2011) UTI Children’s Career Balanced Plan Fund Performance (as on Apr 30, 2011) Assuming that all pay-outs during the period have been re-invested in the units of the scheme at the immediate ex-dividend NAV. Past performance may or may not be sustained in the future.

Presenting… UTI CCP ADVANTAGE FUND

CCP-Advantage Fund -Key Features An open ended equity oriented investment plan with following investment pattern : Equity & Equity Related Instruments : 70% to 100% Debt & MMIs including securitised Debt* : 0% to 30% (* Investment in Securitised Debt will not normally exceed 20% of the net assets of the scheme.) Investments can be made on behalf of a child up to the age of 15 Years (i.e. 14 years & 364 days) Minimum Investment : Rs.1000/- & in multiple of Rs.1/- Minimum Investment through SIP: Rs. 500/- (monthly option) & Rs. 1500/- quarterly option & thereafter in multiples of Rs 100/-. Growth/ Dividend/ Scholarship Option

CCP-Advantage Fund :-Key Features Contd… Load Structure- Entry: NIL Exit: Nil - > = 5 Years 1% - > = 3 years and < 5 years 3% - > = 1 year and < 3 years 4% - < 1 year

UTI CCP-Advantage Fund Fund Positioning……. An Equity Oriented investment Plan with a long-term horizon. Portfolio Composition : Equity - 70% - 100% , Debt - 0% - 30% Equity investments are made using a bottom-up approach in companies having potential to excel in demanding environments. The debt portfolio is designed with the objective of providing stability of returns to the fund. Opportunity of capital appreciation through Power of Equities.

CCP-Advantage Fund Portfolio composition (as on Apr 30, 2011)

Fund Performance (as on Apr 30, 2011) CCP-Advantage Fund Fund Facts (as on Apr 30, 2011) Fund Performance (as on Apr 30, 2011) Past performance may or may not be sustained in future. Source: Fund Watch May 2011

Target Segment Parents aiming to secure the future of their children financially from an early stage through disciplined investments. Body Corporate/eligible trust in the form of gift for the children of their employees. Those seeking a plan which aims to act as a career enabler for their children.

So, what action is required ? Start Right Now And Watch Your Investment Grow Along With Your Child

Disclaimer UTI CCP ADVANTAGE FUND: TYPE OF SCHEME: An open-ended scheme. INVESTMENT OBJECTIVE/ASSET ALLOCATION: Equity and Equity related Instrument - 70 % to 100 %, Debt & Money Market Instruments including securitised Debt - 0 % to 30% (Investment in securitised Debt will not normally exceed 20% of the net assets of the scheme.) LOAD APPLICABLE: Entry Load: Nil Exit Load: < 1 Year – 4%, >= 1 Year & < 3 Years - 3%, >=3 Years & < 5 Years - 1%, >= 5 Years - Nil. UTI CHILDREN’S CAREER BALANCED PLAN: TYPE OF THE SCHEME: An open-ended scheme. INVESTMENT OBJECTIVE: Funds collected under the Plan will be invested in equities, convertible and non convertible debentures/bonds of companies/corporates etc and other capital and money market instruments subject to the condition that: (i) not less than 60% of the funds will be invested in debt instruments of low to medium risk profile having a rating of A+ and above or equivalent at the time of investment and (ii) not more than 40% of the funds in equities and equity related instruments. The risk profile of equity investments could be high. LOAD APPLICABLE: Entry Load: Nil Exit Load: < 2 Year – 3%, >= 2 Year & < 4 Years - 2%, >=4 Years & < 5 Years - 1%, >= 5 Years - Nil. REGISTERED OFFICE: UTI Tower, ‘Gn’ Block, Bandra Kurla Complex, Bandra (E), Mumbai 400051. Phone: 022 - 66786666. STATUTORY DETAILS: UTI Mutual Fund has been set up as a trust under the Indian Trusts Act, 1882. SPONSORS: State Bank of India, Punjab National Bank, Bank of Baroda and Life Insurance Corporation of India (liability of sponsors limited to Rs. 10,000/-). TRUSTEE: UTI Trustee Co. (P) Ltd. (Incorporated under the Companies Act, 1956). INVESTMENT MANAGER: UTI Asset Management Co. Ltd. (Incorporated under the Companies Act, 1956). RISK FACTORS: All investments in mutual funds and securities are subject to market risks and the NAV of the fund may go up or down depending upon the factors and forces affecting the securities markets. There can be no assurance that the scheme objectives will be achieved. Past performance of the Sponsors/ Mutual Fund/ Scheme(s)/Asset Management Company (AMC) is not necessarily indicative of future results. UTI CCP Advantage Fund / UTI Children’s Career Balanced Plan is only the name of the scheme and does not in any manner indicate either the quality of the scheme, its future prospects or returns. The mutual fund does not guarantee or assure any dividend under the schemes and the same is subject to availability of distributable surplus. Realization of all the assurances and promises made, if any, are subject to the laws of the land as they exist at any relevant point of time. The scheme is subject to risks relating to Credit, Interest Rates, Liquidity, Securities Lending, and Investment in Overseas Markets, Trading in debt and equity derivatives (the specific risk could be Credit, Market, Illiquidity, Reinvestment risk, Judgemental error, Interest rate swaps and Forward rate agreements). Please contact the nearest UTI Financial Centre, Chief Representative or AMFI certified UTI Agent for a copy of the Key Information Memorandum cum Application Form and Offer Document. Please read the Offer Document carefully before investing.

Thank You