Identity Theft: What if You Are a Victim? Ronald J. Leach
How can you recover if your identity is stolen? Credit reports Actions
How can you recover if your identity is stolen? Credit reports Actions OR
A man A plan A canal
A man A plan A canal Panama!
plan
Impersonation
Impersonation Sue Grafton’s “T is for Trespass” has an excellent story based on impersonation
Where were you when it happened? Not likely on a cruise ship.
Where were you when it happened?
Where were you when it happened?
Where were you when it happened?
Where were you when it happened?
Source: wikipedia.com
What happened?
Three Major Credit Report Companies: Equifax, Experian, TransUnion
Three Major Credit Report Companies: Equifax, Experian, TransUnion Each one can provide one free credit report per year. Cost is nothing, by Federal regulation!
How much does an annual credit report cost?
How much does a credit report cost? Nothing!
How much does an annual credit report cost? Nothing! AnnualCreditReport.com
First steps Contact financial institutions or companies Tell them you’re a victim of ID Theft Request a fraud alert from credit agencies Other help from hotels, cruise lines, …
Second steps Report the crime to your local police Get a copy of police report Keep copies for resolving complaints Contact FTC for information
Third steps: Check other records Retirement Mortgage Health …
Who to call
Who to call Was it ID Theft? Was it an ID breach?
Laws about Identity Theft Many countries have them Problems are regional, even global
Some companies specialize in ID theft repair Monthly reports Insurance policies Helpful expert information
ID Theft insurance Monetary loss Data and privacy loss Time to fix the problems
How much does a credit report cost? Nothing!
How much does a credit report cost? Nothing! AnnualCreditReport.com
Thank you!