Payment Innovations PAYMENT INNOVATIONS DIGITAL PAYMENT SOLUTIONS

Mobile Payments are now mainstream DON’T BE LEFT BEHIND #MOBILEREVOLUTION

PAYMENT INNOVATIONS Payment Innovations 450 BCE 1000s 1958 1997 Coins Banknotes Credit cards SMS payments 450 BCE 1000s 1958 1997

MOBILE CONVERGED PAYMENTS Payment Innovations PAYMENT INNOVATIONS Coins Banknotes Credit cards SMS payments 450 BCE 1000s 1958 1997 MOBILE CONVERGED PAYMENTS TODAY

MOBILE PAYMENTS Mobile Payments Secure Element Secure Element Issuer NFC OS Mobile App Secure Element Issuer

MOBILE PAYMENTS Mobile Payments Secure Element HCE NFC OS Mobile App Secure Element Issuer NFC OS Mobile App

MOBILE PAYMENTS Mobile Payments Secure Element OEM Pay HCE NFC OS Mobile App Secure Element Issuer NFC OS Mobile App OEM Pay SE NFC OS

Online Payments ONLINE PAYMENTS PayPal App Store Masterpass

Payment Convergence PAYMENT CONVERGENCE

MeaWallet’s role Our Value Proposition

Our Value Proposition Converged Wallet Masterpass Token Platform CBP Enables banks’ apps and 3rd party wallets with tokenization/HCE according to Mastercard and VISA. Can be integrated with MDES/VTS Offers securely hosted storage of card and user credentials for shopping with Masterpass online (eWallet) and in-app (mWallet) Solution that enables in-store (NFC), online and in-app payments in one single mobile experience Wearables CBP Cloud-Based Payments platform enables HCE cloud-based payments and tokenization for local payment schemes We transform smart wearable devices into payment cards. Embedding an SDK in your app, the users can add their payment cards and sync them to the wearable device.

About SecureID Key Facts: “West Africa’s leading provider of superior end-to end Smart Identity management and digital security solutions to Banking, Telecoms, Entertainment, Health, Government, Transport and other sectors.” Key Facts: 100% Nigerian owned Company. Market leader in Banking cards with more than 70 % Market share. Experience of several successful projects in access control, smartcard solution deployment, etc. 10+ years experience smart card production and digital solutions. Only company in Africa who makes all type of cards like banking card, SIM cards, Highly durable and secured ID cards in PC, Highly durable transportation cards in PETF etc. Plant certified by ISO / Visa / Mastercard / Verve.  

Mobile Payments are now mainstream #DontBeLeftBehind

Global trends – why invest in digital products now? Opens up for new players Increased competition (new players, MNOs, OEMs, local schemes, etc) Who will front and own the customer? PSD2 Payment Services Directive (Rev) Apple, Google, Samsung and Microsoft Who will own the user and their data? Competitiveness through data gathering and developing new VAS OEM Pay The digital customer The digital generation and their demands Growing internet and mobile users. Nigeria is fastest mobile technology adopter in the world – 160M SIM cards currently. 18M smartphones and growing 2017 mobile NFC expenditure expected to reach US$45 billions1  

Why HCE? No impact on your existing infrastructure (e.g. CMS, authorization host) Open up new markets – youngsters, travelers, citizens in diaspora Issuer in control. No proprietary hardware tie-in. No OEM dependency. No MNO reliance Adaptable to provision of other products loyalty, gift cards, vouchers Secure credentials petrol / fleet cards public transportation  

QUESTIONS? Suite 5, 2nd Floor 18, Femi Okunnu Street (formerly Cooper Road), Ikoyi, Lagos, NIGERIA www.secureidltd.com info@secureidltd.com

Questions? THANK YOU