Promotion For 100% Redemption Effective Period Of Promotion : From 1st March to 31st March, 2015 Qualification For Entitlement of Redemption Value: Maintain at least 1,000PPV in the month of March, 2015 All purchases in the month of March, 2015 above 1,000PPV on an accumulative basis will be qualified for Redemption Value Redemption Value is calculated as equal to 100% of the DP value for all the qualified purchases in the month of March, 2015 There is no limit of purchases in the month of March, 2015 as long as the purchase are personal purchases (PPV)

Qualification For Entitlement of Redemption Value March 1st Cash Bill on 2nd March: 200PPV and 600DP 2nd Cash Bill on 15th March: 300PPV and 900DP 3rd Cash Bill on 20th March: 400PPV and 1200DP 4th Cash Bill on 25th March: 500PPV and 1,500DP 5th Cash Bill on 30th March: 600PPV and 1,800DP Total Accumulative PPV = 2,000PPV > 1,000PPV Therefore, qualified for Redemption Value = Rs 6,000

Promotion For 100% Redemption Period of Redemption : From April 2015 to December 2015 Qualification: - Maintenance of at least 1,000PPV every month in one single Cash Bill Redemption Value: - All purchases after having maintained the1000PPV in a single Cash Bill will be given 10% discount from the DP including the purchase of the 1000PPV itself and deducted from the balance of Redemption Value. - Any purchase before having maintained the 1,000PPV in a single Cash Bill will not be entitled to the 10% discount. Forfeiture: - Any balance of Redemption Value not utilized until end of December, 2015 will be forfeited.

Discount Conditions With Examples: Case 1 March Purchase in DP: Rs 10,000 Redemption for the month: 0 Redemption Value for future discount: Rs 10,000 April: Discount for the month: Rs 1,000 Balance of Redemption Value for future discount: Rs 9,000 May: Purchase in DP: Rs 500 (No 1000 PPV) Discount for the month:0 Balance of Redemption Value for future discount: Rs 9,000

Discount Conditions with Example June: Purchase in DP: Rs 100,000 Discount for the month: Rs 9,000 Balance of Redemption Value for future discount: 0 July: Purchase in DP: Rs 5,000 Discount for the month: Rs 0 Balance of Redemption Value for future discount: Rs 0

Discount Conditions With Examples Case 2 March Purchase in DP: Rs. 9,000 Discount for the month: Rs. 0 Redemption Value for future discount: Rs. 9,000 April 1st Cash Bill: 1,000PPV and 3,000DP 2nd Cash Bill: 500PPV and 1,500DP 3rd Cash Bill: 300PPV and 1,200DP Discount for the month: Rs. 570 Redemption Value for future discount: Rs 8,430

Discount Conditions With Examples May 1st Cash Bill: 400PPV and 1,200DP 2nd Cash Bill: 300PPV and 900DP 3rd Cash Bill: 500PPV and 1,500DP Discount for the month: Rs. 0 Redemption Value for future discount: Rs. 8,430 Reason: None of the Cash Bill is having 1,000PPV or more

Discount conditions with examples June 1st Cash Bill: 200PPV and 600DP 2nd Cash Bill: 500PPV and 1,500DP 3rd Cash Bill: 3,000PPV and 9,000DP Discount for the month: Rs. 900 Redemption Value for future discount: Rs 7,530 Reason: 1st and 2nd Cash Bill were purchases made before having maintained the 1,000PPV in a single Cash Bill and thus are not entitled for the 10% discount.

Discount Conditions With Examples July 1st Cash Bill: 350PPV and 1,050DP 2nd Cash Bill: 5,000PPV and 15,000DP 3rd Cash Bill: 200PPV and 600DP Discount for the month: Rs. 1,560 Redemption Value for future discount: Rs. 5,970 Reason: 1st Cash Bill is purchase made before having maintained 1,000PPV in a single Cash Bill and thus not entitled for 10% but 3rd Cash Bill is purchase made after having maintained 1,000PPV in a single Cash Bill and so entitled for 10% discount

Discount Conditions With Examples August 1st Cash Bill: 1,200PPV and 3,600DP 2nd Cash Bill: 500PPV and 1,500DP 3rd Cash Bill: 400PPV and 1,200DP Discount for the month: Rs. 630 Redemption Value for future discount: Rs. 4,740 Reason: 2nd and 3rd Cash Bill are purchases made after having maintained1,000PPV in a single Cash Bill and thus entitled 10% discount

Discount Conditions With Examples September 1st Cash Bill: 3,000PPV and 9,000DP 2nd Cash Bill: 2,000PPV and 6,000DP 3rd Cash Bill: 4,000PPV and 12,00DP Discount for the month: Rs. 2,700 Redemption Value for future discount: Rs. 2,040 Reason: 2nd and 3rd Cash Bill are purchases made after having maintained 1,000PPV in a single Cash Bill and thus entitled for 10% discount.

Discount Conditions With Examples October 1st Cash Bill: 4,000PPV and 12,000DP 2nd Cash Bill: 3,000PPV and 9,000DP 3rd Cash Bill: 5,000PPV and 15,000DP Discount for the month: Rs. 2,040 Redemption Value for future discount: Rs. 0 Reason: Though the total 10% discount added up to 3,600, the balance of Redemption Value left is only Rs. 2,040 and thus the discount for the month is limited to Rs. 2,040.