STUDENT FINANCE 2019 Entry JESS SMITH Higher Education Adviser

maintenance loan tuition fee loan

Living away from home in London maintenance loan maintenance loan Living at home £7,529 up to £9,250 Living away from home £8,944 tuition fee loan Living away from home in London £11,672

EVERYONE IS ENTITLED TO THIS TOPPED-UP BASED ON HOUSEHOLD INCOME How Much? FULL-TIME STUDENTS MAXIMUM LOAN EVERYONE IS ENTITLED TO THIS TOPPED-UP BASED ON HOUSEHOLD INCOME PARENTAL HOME £7,529 £3,314 £4,215 AWAY FROM HOME £8,944 £4,168 £4,776 LONDON £11,672 £5,812 £5,860 3.2% increase (forecast inflation) on the maximum loan for living costs in 2017/18. •

STUDENT FINANCE CALCULATOR

“Think of loans like a graduate contribution’’ Martin Lewis 2018 9% ON EARNINGS OVER £25,725  “Think of loans like a graduate contribution’’ Martin Lewis 2018

REPAYMENTS £30k £35k £40k ~£32 per month ~£70 per month 30,000 = 9% of 5,000 = £450 , £450/12 = £37.50 per month £30k ~£32 per month £35k ~£70 per month £40k ~£107 per month

INTEREST RATES RPI plus up to 3%

Interest Rates £25,725 or under £25,725 - £46,305 £46,305+ RPI RPI plus up to 3% The interest rate will gradually rise from RPI to RPI plus 3% the more you earn (the interest rises 0.00015% for every extra pound you earn or, put another way, if you earn £1,000 more, you accrue 0.15% extra interest). These thresholds are frozen until 2021, but could rise with average earnings after. £46,305+ RPI plus 3%

APPLY ONLINE www.gov.uk/student-finance COURSE BANK DETAILS INCOME Application is online Usually open from end of Jan/Early Feb Course; but in your desired choice/university, if this changes when you get your results you can update on the website Student finance isn’t paid/no money is lent to you until you register in person at your university INCOME NI NUMBER www.gov.uk/student-finance

24 MAY DEADLINE

Non-repayable FREE MONEY

TRAVEL COSTS FOR CLINICAL PLACEMENTS TRAVEL GRANT TRAVEL COSTS FOR CLINICAL PLACEMENTS It helps with travel costs if you’re attending a clinical placement in the UK or studying abroad as part of your course. It covers reasonable travel expenses during the academic year. You have to pay the first £303 of your travel costs but depending on your household income you can claim back anything you spend over this amount.

Government Support DSA DEPENDENTS CHILDCARE

BURSARIES AND SCHOLARSHIPS UNIVERSITY Support BURSARIES AND SCHOLARSHIPS

BURSARIES

BRIGHT SPARK SCHOLARSHIP A sparkling financial reward for your pre-university achievements GET YOUR REWARD

Bright spark SCHOLARSHIP 3 steps to success A/A* in RESEARCH PROJECT + BBB+ or 31+ IB Or equivalent + Link to UEA RESEARCH THEME Any UEA subject, 300 words

Making the most of your money BUDGETING

Accommodation £163.38 pw £114.59 pw THE ESSENTIALS £151.97 pw Standard: Ziggurat £114.59 pw En Suite: Hickling & Barton £163.38 pw THE ESSENTIALS - All bills included - Fully furnished - Free high speed Internet - 38 week licence (longer for some courses) - Safe, Friendly and Fun En Suite: Campus £151.97 pw En Suite: Village £121.38 pw Think carefully when choosing your accommodation Make sure you check the essentials and whether you will have to pay a deposit/anything extra once you arrive Work out your weekly budget and choose accommodation that fits this budget – university is more about the people you meet and live with rather than the actual type of accommodation you end up in!! Prices for 2019 entry

Think about getting a part time job when you’re at university For example we have the student ambassador scheme where you can help with open days, campus tours etc Not only will this give you extra money, but it will look great on your CV when you graduate

A lot of education resources are available online these days – books aren’t the be all and end all. Unless you like to have the physical copy there, you don’t need to buy any. When you register with the uni, you will have access to their Library’s full range of online resources, which covers almost any book you will ever need. From then on, you can access textbooks instantly online at anytime, both on and off campus. I study an essay based subject, and don’t own a single textbook. If you don’t want to have any, you don’t need to spend any money on them.

UEA.AC.UK OPEN DAYS 2019 @HeyUEA 6 JULY #HelloUni 7 SEPTEMBER 19 OCTOBER 20 OCTOBER @HeyUEA #HelloUni Open Days are a fantastic resource in which to do your research They are free to attend and every university will have them At Open Days you can get a feel for what a university is like and ask more questions about the course you are thinking of studying You can also see how long it takes you to get there and back, giving you an idea of how close your are if you feel the need to rush back home whether feeling homesick one weekend, or that you’ve run out of clean pants and need your washing done urgently but haven’t ventured to the launderette on campus yet