Paul Extrum-Fernandez Brian Grimmer Andrea Winchester

Slides:



Advertisements
Similar presentations
Important Phone Numbers
Advertisements

Understanding Your Options Sarah Hartshorn Rob Bachman Jeff Jensen An Introduction to Health Insurance.
Y0096_MRK_IL_MAEDPPT15. Today’s Topics Medicare Basics Medicare Advantage (MA) Plans Eligibility and Enrollment periods 2.
Medicare Understanding your options PART A PART B D PART D PART C MEDICARE SUPPLMENT.
Presented by Mark Weinstein, President & CEO and Robin Donovick, Chief Operating Officer March 22, 2011.
Wells Fargo Insurance Services Los Angeles Community College District Presented by: Liliana Salazar, Esq., Vice President of Compliance Gary Delaney, CEBS,
Health Plan Options Informational Sessions November 2012.
MyBlue Individual Care Blue PLUS SM Flexible Blue II SM 1500 Flexible Blue II SM 2500 Flexible Blue II SM 5000 Young Adult Blue Max SM Keep Fit SM OneBlue.
Part A - Hospitals Part A helps pay the costs of a stay in a hospital or skilled nursing facility, home health care, hospice care, and medicines administered.
1 Chase Smith Health Insurance. 2 Health Insurance Facts 85 of 100 Americans are currently covered by a government based health insurance or private health.
Your Retiree Health Benefits. ? Pre - 65 Retirement Years ? Post - 65 Retirement Years Your Retiree Health Benefits.
Welcome to America's 1st Choice!  We want to thank you for considering America's 1st Choice for your Medicare coverage.  America’s 1 st Choice is a.
The InterMed Group Employee Benefit Summary Effective- 10/1/2016 Brian Scarborough ,
Medicare Overview - September John Williams, SHIP Medicare Specialist
APS Renewal Options Benefit Year: November 1, 2017 – October 31, 2018
Anthem MediBlue Coordination Plus (HMO) H
Your Emeriti Retirement Health Plan
UC Retiree Health Insurance Planning for Retirement
UC Health Savings Plan UCSB Human Resources, Benefits 1
The Maze of Medicare Presented by: Larry Ulvila.
Scott Standley, Trudy Dane, Toni Price Hub International
The Medicare Maze: Avoid Costly Turns and Lifelong Penalties
Medicare 101 Seminar The Senior Planning Center 648 Wilton RD
Crowe & Associates Lowering Employers’ Insurance Cost With Medicare
2017 Benefits Presentation
Your Emeriti Retirement Health Plan
2017 Benefits Presentation
Your Emeriti Retirement Health Plan
APS Renewal Options Benefit Year: November 1, 2017 – October 31, 2018
Personal Finance Health Insurance
Important Phone Numbers
Ajax Turner Company, Inc.
2017 Benefits Presentation
Health Reimbursement Arrangements
State Health Benefit Plan
Paul Extrum-Fernandez Brian Grimmer Andrea Winchester
Special Olympics southern california
HEALTH BENEFITS AT HARTNELL COLLEGE 2018
HEALTH INSURANCE HSE STANDARD 5.
BRIEF PLAN OVERVIEW FOR JULY 1, 2018 – June 30, 2019
Tips to Assist Beneficiaries Choose Between Traditional Medicare
R. Mark King, Treasurer/Benefits Officer
WSU Total Rewards Benefits Representatives
City of Dallas Benefits Pre-Retirement: Another Piece of the Puzzle
2018 Benefit meetings Sturgeon Bay School District.
BENEFITS BREAKDOWN A Walmart Company.
Welcome UF, Local 1 and Management Council Members
Alcon Retiree Medical Coverage & Medicare
Current Medicare benefits* New Public Plan in Exchange
Health Insurance Premiums & Benefits
Robins & Morton 2019 Benefits
Methods of Payment for Healthcare
Health Savings Account
Health Savings Account
Medicare Checklist 2013: Plans A vs. C
Medicare and You John Williams SHIP Medicare Specialist
Current Medicare Benefits*
HEALTH BENEFITS AT HARTNELL COLLEGE 2019
Open Enrollment 2019.
Presented by Steve Costello and Erin Devine of CBG Benefits
HEALTHY TRANSITIONS: RETIREMENT SEMINAR Retiree Benefits
Health Insurance Premiums & Benefits
Health Care.
Health Plan Options Open Enrollment 2019
FEHB and Medicare.
Medicare Made Clear Neither “We Speak Medicare” nor the presenting agent is connected with the Federal Medicare Program.
Understanding Your Health Savings Account (HSA)
FEHB and Medicare.
Consumer-Directed Health Plans (CDHP)
Understanding Your Medicare Plan Options
Presentation transcript:

Paul Extrum-Fernandez Brian Grimmer Andrea Winchester

Health Reimbursement Account (HRA) equals Subsidy amount Individual Plans Health Reimbursement Account (HRA) equals Subsidy amount Premiums, Copays, Dental, Vision Debit card OR Reimbursement Form Group Insurance Plans Billed Quarterly by Bop Subsidy included in the billed amount Regional Limitations Retiree Healthcare Options  

Individual Plan Options with Blue Shield of CA Medigap Plan Benefits Plan A Basic Medicare Supplement Plan C Coverage for Medicare Parts A & B deductibles, copays & coinsurance Plan D Coverage for Part A deductibles, copays & coinsurance Plan F Coverage for Medicare Parts A & B deductibles, copays & coinsurance. Includes 100% coverage for Part B excess charge High Deductible Plan F Same benefits as Plan F but with a lower monthly rate and $2,240 deductible Plan F Extra Same as Regular Plan F with lower deductibles also includes an emergency alert system, hearing aid benefits and some vision benefits Plan G Coverage for Medicare Part A deductibles, copays & coinsurance Includes 100% coverage for Part B excess charge Plan K Provides coverage for Medicare Part A coinsurance and a portion of Part B coinsurance, plus 50%of Medicare Part A deductible and more. Annual max copay for Plan K is $5,240 Plan N Same as Plan D but with $20 copay for office visits and $50 copay for ER visits Individual Plan Options with Blue Shield of CA

TOTAL ANNUAL SUBSIDY/HRA   TOTAL ANNUAL SUBSIDY/HRA CN Years of Service One Person Two Persons 20 or more $3,800 $7,600 19 $3,610 $7,220 18 $3,420 $6,840 17 $3,230 $6,460 16 $3,040 $6,080 15 $2,850 $5,700 14 $2,660 $5,320 13 $2,470 $4,940 12 $2,280 $4,560 11 $2,090 $4,180 10 $1,900 Retiree Subsidy or HRA Amount  

2019 Group Plan Benefit Summary KAISER UHC Deductible $0 Co-Pay Max $1,500 $6,700 Rx Plan Y Vision KP & MES Dental MetLife Discount 2019 Group Plan Benefit Summary

2019 Retiree Group Health Insurance Annual Premiums SUBSIDY RETIREE COST Kaiser HMO Within 30 miles of KP 1 Person $4,394 $3,800 $594 2 Persons $8,716 $7,600 $1,116 UnitedHealth Care (Certain CA Regions) $6,945 $3,145 $13,890 $6,290 Blue Shield PPO Outside of CA only $10,311 $6,511 $20,549 $12,949 2019 Retiree Group Health Insurance Annual Premiums

Paul Extrum-Fernandez Brian Grimmer Andrea Winchester