Presented by Managing Director Simbarashe Machanzi Escrow Systems DISRUPTIVE TECHNOLOGY: How it is breaking capital markets access barriers and creating unimaginable opportunities. Presented by Managing Director Simbarashe Machanzi Escrow Systems

Background Disruptive Technology It is the application of technology and advancement in the digital world to the business world to bring about a new way of doing business. Goes hand in glove with disruptive business innovation, which seeks to address the ever changing client demands. Revolutionising the service provision norms and traditional standards. Hence technology is significantly altering the way industry is operating. More often that not, companies are now aggressively and constantly changing their approach to business or else they risk losing market share or becoming irrelevant. It is advisable for firms to now incorporate digital commerce into their strategies.

Emerging disruptive technologies The following are some of the emerging disruptive technologies: Digital Financial Services Digital Commerce. Blockchain. Artificial Intelligence. Virtual and Augmented Reality. Cyber Security. Robotic Process Automation. Clients of today are selecting their service providers basing on the ease and convenience of transacting

Global Trend - According to Ernst & Young’s Global Capital Confidence Barometer of 2018 cited digital technology as the most disruptive force in a considerable number of industries. It is increasingly influencing customer demands and behavioural. Improvements in technology can enhance capital markets to -: Ensure that investors can directly access markets and market participants. Ensure enhanced market efficiency and liquidity through timely executions. Provide precise analysis of large swaths of public trading data. Ensure availability of analytics underpinned by predictive opportunities. Increased market linkages and convergence of service offering.

Zimbabwe Situation In Zimbabwe, disruptive innovations have swept across all sectors of the economy, leaving behind several casualties, chief among these, the slow learners and those resistant to change: Zimbabwe recently witnessed the rise of mobile money and digital payment solutions which have increasingly been embraced across the world. Technology is shaping the way capital markets are being operated and is making it easier for both capital markets intermediaries and investors to seamlessly interact. However, Zimbabwe’s capital market is still coming to terms with ever advancing global trends in technology. While there are significant advances towards capital market automation initiative, more efforts are required to keep pace with the global trends.

Outlook Technological advances will continue to reshape capital markets’ operating models and service delivery paradigms over the next several years. Massive technological advances will revolutionise the capital market landscape. Information flows is becoming seamless, borderless, instantaneous and almost costless. Technology has become a key driver of speed, information availability, efficient customer flow and converging products and services. Capital markets shared infrastructure and services is now a reality.

Mobile & Online Trading Markets and market places internationally are harnessing technology and conceiving strategies that ensure that their target market is catered for and fully integrated in e-commerce capabilities. The capital market must not be left behind and must embrace this trend and leverage on the prevailing capabilities that are bringing in new opportunities which entail promotion of investor participation on capital markets. Implementation and commissioning of Online and mobile Trading tools is one way of promoting utilisation of the capital market products by the vast spectrum of investors. Online and Mobile Trading platforms are investor facing self service tools that enable investors to access their trading participants and trading platforms from the comfort of their homes and office. When properly integrated the online and mobile trading platforms will be able to provide an efficient and seamless eco-system that consolidates the investor experience and enhance participant operations.

About C-TRADE C-TRADE is a simple but powerful solution that enables any citizen to access the stock market in real time from anywhere, anytime using everyday basic gadgets. Access is through:

C-Trade C-TRADE is an end to end innovation that:- harnesses and promotes participation of every type of investor from the smallest retail to the largest institutions in the financial and capital markets, through mobile and internet-based platforms. It automates the interface of the retail and institutional investors, giving them direct access to the market with enhanced efficiency and convenience. offers several order routing options which allows equal access to all computer, simple and smartphone mobile users. The interface comprises of three segments: Segment Description Web -based solutions comprising the Order Management System for Institutional Investors and the Online Investor Portal for Retail Investors. Apps -based solutions for Retail Investors on smart phones. USSD -based solutions for Retail Investors on non-smart phones.

Improved market efficiency Enhanced financial Inclusion Alternative capital raising sources Issuers Improved economic performance Government, Central Bank and Corporates Price discovery Improved market liquidity Enhanced compliance and operational efficiency Converging services and products

Applicability Issuance and Trading of Equities and Corporate Bonds Issuance and Trading of Government Bonds and Bills Trading of Municipal Bonds Issuance and Trading of Unit Trusts Investment Groups Securities Lending and Borrowing Turnaround Trading Margin Trading Cross Border Trading

The digital world as seen by many!

The digital world as we see it!

With C-Trade the future is here!

C-Trade Capabilities Ctrade.co.zw/online/ *727# C-TRADE Mobile Trading