A win-win voluntary benefit solution <First & Last Name> Travelers <Address> <City, ST ZIP> <Phone> | <Fax> <Email>

Agenda Why Offer Benefits Plus? Travelers Strengths Products & Capabilities How to Get Started The information in this presentation does not amend, or otherwise affect, the terms, conditions, or coverages of any insurance policy issued by Travelers. The information is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law. Availability of coverage referenced in this presentation can depend on underwriting qualifications and state regulations.

Value of Voluntary Benefits 52% of employees indicate that they want a wider array of voluntary benefits1 60% of employees remain with their employer because of the benefit offerings1 82% of employees are more satisfied when offered voluntary benefits at work2 Expand your benefit offerings with the Travelers Benefits Plus Auto Insurance Program 1 MetLife Study of Employee Benefits Trend, 2011 2 Unum Buyers Study, 2011

Why Offer Benefits Plus? Enhances your benefits options without increasing costs Helps employees and their household members save money on necessary expenses Increases employee morale and retention Easy to implement Local agency to serve your employees’ best interests offering free quotes and insurance coverage reviews Travelers provides communication materials and tools to support your employee awareness efforts

Consider the Facts Nearly every employee needs auto insurance Benefits Plus offers your employees the coverage they need at special program rates from Travelers Shopping for auto insurance continues to increase Employees can easily shop auto insurance with special program rates from Travelers through a local agent Protection from a financially strong company is especially important in today’s current environment Travelers is a strong, financially sound company that your employees can trust and feel secure about; and, it has more than 150 years of experience in the insurance industry

More Reasons to Choose Travelers Rated “A+” (Superior) by A.M. Best* Total assets of approximately $105 billion Total revenue of $25 billion Shareholders’ equity of $25 billion No. 106 on the Fortune 500 list of largest U.S. companies Over 7 million personal insurance policies in force Over 40 years of auto insurance experience with employee and affinity groups *A.M. Best’s rating of A+ applies to certain subsidiaries of The Travelers Companies, Inc. that are included in The Travelers Insurance Companies pool; other subsidiaries are separately rated. For a listing of companies rated by A.M. Best and other rating services visit travelers.com. Rating listed here in are as of May 26, 2011, are used with permission, and are subject to changes by the rating services. For the latest A.M. Best ratings, access ambest.com.

From Others’ Points of View “Since we decided to offer this program a few years ago, many employees have commented that they have saved significant amounts by moving their auto policies to Travelers through our group insurance partnership program.” – Debby Patrick, VP of Human Resources “I decided to call for a quote on Travelers employee insurance just to compare it with the insurance we had been getting for the past 18 years. I was amazed! We ended up switching all our policies – auto, home and umbrella – saving hundreds of dollars. The people we worked with were friendly and gave us great counseling.” – Debra Susca, Travelers Policyholder

First-Class Service Free, no-obligation quotes and coverage reviews from local, licensed insurance agents Convenient service – at work, agency office, by phone, or online 24/7 claim reporting to a live person 13,000+ claim professionals More than 7,000 approved auto repair and glass shops Hassle-free ConciergeCLAIM® service in 47+ locations Fleet of Mobile Claim Headquarters that travel quickly to disaster areas Smartphone service apps 9 out of 10 customers who have had a claim with Travelers would refer a friend or relative.

Employee Education & Communication Studies reveal a strong correlation to effective employee education/communication and benefit satisfaction Travelers will provide communications support Print and electronic brochures Email and benefits guide content Posters, flyers We’ll work with you to develop a communication plan

How to Get Started Complete questionnaire and enrollment agreement

Next Steps Questionnaire and enrollment agreement submission to Travelers Discuss the communications plan that best fits your company Questions?

Thank You for Your Interest in Enriching Your Benefits with Travelers Benefits Plus Auto Insurance Program