Chartis Financial Lines Products Flyer At Chartis Financial Line, we offer a wide range of products for your clients’ professional needs: • Directors and Officers Liability Insurance • Professional Liability Insurance • Financial Institutions Civil Liability Insurance • Investment Professionals Protector Insurance – Funds • Crime Protector Insurance • Data Plus Insurance Directors and Officers Liability Insurance: Directors and officers of companies make decisions everyday that affect more than just their companies and their own careers. D&O Insurance offers protection against personal litigation and unlimited financial liability as a consequence of their managerial or supervisory role in a company. Brief introduction to the D&O market in Hong Kong: • There are over 1,200 listed companies in Hong Kong and over half of them have D&O insurance in place • Hong Kong companies are subject to ever increasing legal and regulatory exposures • Chartis is the market leader in D&O insurance • Chartis has some of the broadest terms of coverage Target clients for D&O insurance: • Listed companies (HK, Singapore, UK, USA, Canada, etc.) • Private companies • Not-For-Profit organization as well as Associations (Incorporated Owners etc.) Protection against: - shareholder’s legal actions such as securities claim and breach of fiduciary duty. - employment related liabilities such as sexual harassment and wrongful termination. - regulatory investigations which requires attendance to the inquiry - litigations from suppliers and customers.

D&O Products CorporateGuard Premier (Directors and Officers insurance for listed and sizable private companies): - Defense costs, damages and settlements - Pollution defense cost, damages and settlements - Additional Environmental Violation Defence Cost - Bodily injury/property damage claim defense costs cover - Legal fees and expenses (including Pre-Investigation costs for regulatory crisis events) for attendance at investigations and in queries into affairs of the company without triggering wrongful act - Asset and Liberty Costs - Automatic subsidiary cover - Bilateral Discovery Period - Public relationship expense - Life-time run-off cover for retired directors Required information for our NBI or quotation - For Listed Company  Completed and Signed Proposal form - For Private Company  Completed and Signed Proposal form and Latest audited Financial Statement BusinessGuard First (Directors and Officers insurance for Local SME Companies) - Inquiry Defence Cost - Occupational Health and Safety Defence Cost - Pollution Defence Cost - Breach of an occupational health and safety law - Management error in connection with the discharge of pollutants - Unintentional defamation (including libel and slander) - One page quick application form

Professional Liability Insurance Provides protection against error or omission against your clients in negligence or breach of contract when providing professional services. The professional nature of your clients’ work usually means the advices, services or product are worth millions of dollars to your clients or may have significant impact or effect on third parties. Protection against: - Professional Liability, failure to render professional services or negligently commit an error or omission in the execution of services - Intellectual Property rights infringement, including copyrights - Defamation, libel and slander - Loss of documents - Dishonesty of employees - Defense Costs Our P.I. Insurance provides coverage for, but not limited to: • Technology • Telecommunication • Business Process Outsourcing • Multi-media / Publisher / Printer • Education/Teaching Organization • Accountants • Architects and Engineers • Property Management / Security • Management Consultants • Surveyors • Solicitors/Legal Professions • Other Professional Services Providers

Financial Institutions Liability Insurance Financial Institutions Civil Liability Insurance (FICIL) - Professional services insurance on a civil liability basis for the financial institution, all its employees and others for whom it is vicariously liable - Broad cover for all Professional Services disclosed in the submission - Investigation Cover to protect your clients against formal hearings, investigations or inquiries - Automatic cover for new subsidiaries - Additional Benefits:  Data Protection and Privacy Liability  Court Attendance Allowance  Key Man Loss  Defamation/Libel/ Slander Cover - Wrongful acts comprise any act, error or omission arising out of the provision of services by an insured or anyone for whom they are liable - Target clients of Financial Institutions:  Banks, Asset Management Company, Insurance Company, and other Finance Companies Investment Professional Protector (IPP) - A single policy wording for Financial protection against civil liability for investment advisory services, directors and officers liability insurance in respect of both the investment fund and investment manager. This reduces the risk of any ‘gap in cover’ - Clear and concise Insuring Clauses:  Professional Liability insurance for investment advisors/ managers, Funds and certiain natural persons when providing Investment Advisory Services  Management Liability insurance for investment advisors/ managers and Funds and their senior managers and directors.  Investigation covers to protect you against formal hearings, investigations or inquiries  Automatic cover for new funds and subsidiaries  Advancement for Defence costs  Loss of Documents  Emergency Costs  Court Attendence Allowance - Target clients: Investment Management Companies, Investment Funds, Hedge Funds, Investment Trusts

Crime Protector Crime Protector: CrimeProtector offers comprehensive cover in one policy which may be tailored to the requirements of individual companies. Core Cover 1. Employee crime cover 2. Any other persons crime cover to include:  Cheque forgery  Computer fraud  Corporate card fraud  Funds transfer fraud  Imitation fraud  Money, securities or property Additional Benefits  Damage, destruction or disappearance, of money and securities.  Criminal damage to property committed within the premises of the insured  Contractual and regulatory penalties enforced against the insured which are insurable at law  Interest receivable or payable resulting from a loss covered by the policy  Fees, costs and expenses including legal fees, investigative specialist fees, reconstitution costs and reputation recovery costs  Care, custody and control which the insured is liable to that of other individual or organisation in the event of a loss  Automatic subsidiary cover for new subsidiaries  Bilateral discovery period of 90 days at no additional premium  Pre-loss consultant services to assist in risk management Other features  KPMG risk management services available up to a pre-determined amount  Broad definition of employee to include cover for ex-employees and employees of outsourced functions such as legal services  Automatic subsidiary cover available for newly created or acquired subsidiaries during the policy period  Broad definition of insured entity to include pension funds and subsidiaries  Full retroactive cover available We can provide a Non-binding indication on the premium based on the provision of 1) Annual turnover 2) Business nature 3) Number of employee 4) Number of operations and location

Sales Tips Sales Procedures: 1. Identify target client and corresponding product 2. Obtained required underwriting information 3. Underwriting may take 2-5 days, depending on the complexity of the risk 4. Quotation released, joint-call client meeting is welcomed 5. Obtain binding confirmation in writing by the client with satisfaction of subjectivities (if any) 6. Case bound Chartis Selling Points: Our Service: • We are one of the few insurers to have a financial line claims department located in Hong Kong • We are one of the very insurers providing joint-call client meeting service. • We operate worldwide, providing services to clients in over 160 countries and jurisdictions Our Experiences and Awards: • We are the first D&O players in Hong Kong back to 1980’s • Chartis has been voted for “The Best Global Insurance Company” and “The Best Insurer Company in Hong Kong” by Euromoney Our Products: • We have recently released the broadest D&O policy form in the market • Depending on the risk, we can be flexible and follow many of the terms and conditions in the market at the request of the client. If you have any enquiry, please contact: Zion Ngai Tel: 3555 0172 / 9830 4267 Zion-HY.Ngai@chartisinsurance.com Ka Man Chan Tel: 3555 0163 Ka-man.chan@chartisinsurance.com