and Applications, 2016, Vol. 4, No. 2, doi: /jcsa-4-2-2

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and Applications, 2016, Vol. 4, No. 2, 35-46. doi:10.12691/jcsa-4-2-2 Table Descriptive Statistics Internet banking services N Mean Std. Deviation Direct deposit and withdrawal services 495 4.1879 .72760 Electronic fund transfer at point of sale( EFTPOS) 4.0000 1.00202 Internet banking .70854 Pay by phone system .79217 Point of sale transfer terminal 3.9354 .89977 Branch Networking 3.8747 .78218 Personal computer banking 3.7495 .83076 Electronic cheque conversion 3.7475 .90145 ATM 3.6222 .77975 Source: Field Survey, (2016). Emelia Opoku Aboagye et al. E-Banking Preferences and Middle Class Values in Ghana. Journal of Computer Sciences and Applications, 2016, Vol. 4, No. 2, 35-46. doi:10.12691/jcsa-4-2-2 © The Author(s) 2015. Published by Science and Education Publishing.