Exhibit 12.13 Among Firms Offering Health Benefits, Importance of Selecting a Plan that Includes a Wellness Program, by Firm Size and Whether Firm Offers Wellness Programs, 2013 Rises as high as .3 ~ Firms offering at least one of the following wellness programs: "weight loss programs", "gym membership discounts or on-site exercise facilities", "smoking cessation programs", "personal health coaching", "classes in nutrition or healthy living", "biometric screening", "flu shots or vaccinations", or "Employee Assistance Programs". SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013.