and Applications, 2016, Vol. 4, No. 2, 35-46. doi:10.12691/jcsa-4-2-2 Table 2. ANOVA Results ANOVAa Model Sum of Squares df Mean Square F Sig. 1 Regression 95.850 5 19.170 64.925 .000b Residual 144.384 489 .295 Total 240.234 494 a. Dependent Variable: Use of E-Banking b. Predictors: (Constant), Conditional Values, Functional Values, Social Values, Emotional Values, Epistemic Values. Emelia Opoku Aboagye et al. E-Banking Preferences and Middle Class Values in Ghana. Journal of Computer Sciences and Applications, 2016, Vol. 4, No. 2, 35-46. doi:10.12691/jcsa-4-2-2 © The Author(s) 2015. Published by Science and Education Publishing.