SPORTS & ENTERTAINMENT DIVISION WWW. JOHNMGLOVER.COM
Who Is John M. Glover? Established 1916 Top 100 P&C Agent 140+ Companies Industry Experts Individualized Service In-House Claims Representatives Who Is John M. Glover? © Copyright Showeet.com – Free PowerPoint Templates
VP’s Sports & Entertainment Division Your Team Dana & Susan Cagen VP’s Sports & Entertainment Division
What Coverages Do You Need? Commercial General Liability Commercial Property Hired & Non-Owned Auto Liability Directors & Officers Liability Accident Medical Coverage Commercial Umbrella Cyber Liability © Copyright Showeet.com – Free PowerPoint Templates
Commercial GENERAL LIABILITY Most important insurance policy carried by Sports & Recreation Organizations! Claims-Made & Occurrence Forms Bodily Injury & Property Damage Medical Payments Stand-alone or in conjunction with other coverage forms such as Commercial Auto, Commercial Property, or Inland Marine © Copyright Showeet.com – Free PowerPoint Templates
Commercial property If Applicable Ski Club Houses Equipment Coverage Everything in between! Stand-alone or in conjunction with other coverage forms such as Commercial Auto or Inland Marine Examples: Fire, Smoke, Windstorm, etc. © Copyright Showeet.com – Free PowerPoint Templates
HIRED & NON-OWNED AUTO LIABILITY Individual using their own vehicle for association business Individual using a rented vehicle for association business © Copyright Showeet.com – Free PowerPoint Templates
DIRECTORS & OFFICERS liability Protects Board of Directors from a variety of potential lawsuits Examples: Membership Discrimination Financial decisions members disagree with Many more © Copyright Showeet.com – Free PowerPoint Templates
Accident medical coverage Provides coverage for club member injuries and lawsuits when Commercial General Liability does not Example: A skier fractures his arm after a bad fall on the slope and is taken by ambulance to a nearby hospital. It’s a pure accident not caused by anyone’s negligence. Since your club isn’t held liable for the injury, your liability coverage doesn’t help to cover his medical fees, which include the cost of ambulance services, an ER visit, surgery and prescriptions. © Copyright Showeet.com – Free PowerPoint Templates
Commercial umbrella Excess liability coverage when primary policy’s liability is insufficient $1 Million increments Excess Umbrella limits available © Copyright Showeet.com – Free PowerPoint Templates
Cyber liability Protection for cyber-attacks You are at risk of a hack and/or theft if you maintain any sort of database holding personal information © Copyright Showeet.com – Free PowerPoint Templates
Questions? Large Image slide © Copyright Showeet.com – Free PowerPoint Templates
THANK YOU WWW. JOHNMGLOVER.COM DANA & SUSAN CAGEN +1 (833) 497-4375 +1 (833) 497-4378 dcagen@johnmglover.com scagen@johnmglover.com