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Accelerator Pack 14.3.0.0.0 Integrated Liquidity Management 2

Accelerator Pack – Integrated liquidity management Contents Introduction Products ILM Pooling ILM Sweeping ILM Pooling and sweep 3

Accelerator Pack – Integrated liquidity management Introduction This document describes the sample ILM products that are offered off-the-shelf ILM module of FLEXCUBE supports processing of products like, Pooling accounts Sweep accounts

Accelerator Pack – Integrated liquidity management Product 1 – ILM pooling This offering has all basic features that are needed for a corporate customer to open an account which could participate in the pooling account structure either as a header, Parent or Child This product would be used to pool the whole balances of all the accounts maintained in an account structure notionally. Features of Account class – ILM001 Booking of deposit with pooling facility The account will get the credit or debit interest as per the amount it contributed to its parent

Account class parameters Accelerator Pack – Integrated liquidity management Product 1 – ILM Pooling Account class parameters Overdraft Yes Track receivable Account statistics Exclude Same Day Reversal Transactions from Statement Back period entry allowed Interest charges Track accrued interest Debit credit advices Posting allowed Interest statement Available balance check required Integrated liquidity management

Accelerator Pack – Integrated liquidity management Product 1 – ILM Pooling Features of Rule – PHR1, PRC1, NINT Fixed interest rate of 10% Interest based on pool leader and pool reallocation accounts Credit interest rate based on normal rule Features of Product – PHR1, PRC1, NINT Accrual frequency as daily Account level accrual Liquidation frequency as 1 month Payment method as bearing

Accelerator Pack – Integrated liquidity management Product 2 – ILM sweep This offering has all basic features that are needed for a corporate customer to open an account which could participate in the pooling account structure either as a header, Parent or Child This product would be used to sweep the balances of all the accounts maintained in an account structure. Physical funds are moved in account structure from child to parent or parent to child. Features of Account class – ILM002 Booking of deposit with sweep facility Integrated liquidated management option is enabled

Account class parameters Accelerator Pack – Integrated liquidity management Product 2 – ILM Sweep Account class parameters Overdraft No Track receivable Yes Account statistics Exclude Same Day Reversal Transactions from Statement Back period entry allowed Interest charges Track accrued interest Debit credit advices Posting allowed Interest statement Available balance check required Integrated liquidity management

Accelerator Pack – Integrated liquidity management Product 2 – ILM Sweep Features of Rule – PRC1, NINT Fixed interest rate of 10% Interest based on pool reallocation Credit interest rate based on normal rule Features of Product – PRC1, NINT Accrual frequency as daily Account level accrual Liquidation frequency as 1 month Payment method as bearing

Accelerator Pack – Integrated liquidity management Product 3 – ILM pooling & sweep This product purpose is to create an account which would be used either to Pool or Sweep the balances of all the accounts maintained in an account structure. As per the sweep type whether its pooling or sweeping used in the account structure the funds would be moved from child to parent or parent to child notionally or physically. Features of Account class – ILM003 Booking of deposit with sweep and pool facility Integrated liquidated management option is enabled

Account class parameters Accelerator Pack – Integrated liquidity management Product 3 – ILM pooling & sweep Account class parameters Overdraft No Track receivable Yes Account statistics Exclude Same Day Reversal Transactions from Statement Back period entry allowed Interest charges Track accrued interest Debit credit advices Posting allowed Interest statement Available balance check required Integrated liquidity management

Accelerator Pack – Integrated liquidity management Product 3 – ILM pooling & sweep Features of Rule – PHR1, PRC1, NINT Fixed interest rate of 10% Interest based on pool leader and pool reallocation accounts Credit interest rate based on normal rule Features of Product – PHR1, PRC1, NINT Accrual frequency as daily Account level accrual Liquidation frequency as 1 month Payment method as bearing

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