Realising the value of Commercial Cards Presented by Brian Tomkins, Global Head of Commercial Cards, HSBC PUBLIC

Key topics for today 1 True Value in Commercial Cards 2 Forces driving the adoption of Commercial Card programmes 3 Best practices to optimise Commercial Card programmes PUBLIC

Calculating the true value in card payments PUBLIC

Forces driving commercial card adoption Safeguards and standards Working capital optimisation Ensuring controlled and compliant processes Accessing detailed audit and compliance data Understanding regulations governing procurement digitisation Extending days payables outstanding Reducing procure-to-pay costs Accelerating supplier payments Technology and innovation Security and control Managing and monitoring tools Emerging technologies extending programme options Benefits of real-time initiation, authorisation, encryption, and confirmation Managing corporate liability Protecting firm from employee misuse Controlling fraud and cybercrime PUBLIC

Best practices to optimise Commercial Card programmes Add picture here VIRTUAL CARDS Add picture here SUPPLIER ENABLEMENT Add picture here B2B AGGREGATORS Virtual Card presentation video on HSBC YouTube channel: https://www.youtube.com/watch?time_continue=8&v=nywBh-LFxiY PUBLIC