Closed Issues Page 1 of 8 Branch Based Accounts (non-ISA)

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Presentation transcript:

Closed Issues Page 1 of 8 Branch Based Accounts (non-ISA) Interest rate information for our closed variable rate savings accounts. Branch Based Accounts (non-ISA)  Savings product Interest paid Balance band Previous Interest Rates Interest Rates (from the effective date shown) We have consolidated the following Gross p.a. % AER % Effective date Affinity Saver (issue 3) Annual £25.00 £2,500.00 0.35% 0.50% 01 December 2017 0.65% 01 October 2018 Affinity Saver (issue 1, 2)  Affinity Saver (issue 4) Affinity Saver (issue 5) 15 November 2017 Aquarius Saver Annual  Aquarius Tax Planner Family Saver Horizon Aquarius Transactor Branch Regular Saver (issue 46) - 2.00% 01 November 2018 Branch Regular Saver (issue 47) 01 December 2018 Branch Regular Saver (issue 48) 01 January 2019 Branch Regular Saver (issue 49) 01 February 2019 Branch Regular Saver (issue 50) 01 March 2019 Branch Regular Saver (issue 51) 01 April 2019 Branch Regular Saver (issue 52) 01 May 2019 Branch Regular Saver (issue 53) 01 June 2019 Branch Regular Saver (issue 54) 01 July 2019 Branch Regular Saver (issue 55) 01 August 2019 Branch Regular Saver (issue 56) 01 September 2019 Branch Junior Saver (issue 2) £1.00 0.85% 1.10% Branch Junior Saver (issue 1) Branch Junior Saver (issue 5) 1.25% 1.50% Branch Junior Saver (issue 3) Branch Saver (issue 2) £250.00 0.75% Branch Saver Branch Saver (issue 1) Members Reward (issue 1, 2)

Closed Issues Page 2 of 8 Branch Based Accounts (non-ISA) Interest rate information for our closed variable rate savings accounts. Branch Based Accounts (non-ISA) Savings product Interest paid Balance band Previous Interest Rates Interest Rates (from the effective date shown) We have consolidated the following Gross p.a. % AER % Effective date Branch Saver (issue 7) Annual £25.00 0.65% 01 December 2017 0.75% 01 October 2018 Branch Saver 45 (issue 1, 2, 3, 4, 5) Branch Saver (issue 3,4,5,6) Rainbow 120 Annual and Monthly Branch Saver 30 £1,000.00 0.60% Branch Saver 95 (issue 8) 1.05% 1.25% Branch Saver 95 (issue 5, 6, 7) Monthly 1.04% 1.24% Branch Saver 95 (issue 9) £5,000.00 1.10% 23 March 2018 Branch Saver 95 Annual (issue 1, 2, 3, 4) 1.09% Branch Saver 95 Monthly Branch Saver 120 (issue 2) £250.00 £50,000.00 1.00% 01 March 2017 1.30% Branch Saver 120 Annual (issue 1) Branch Saver 120 (issue 2)  1.29% Branch Saver 120 Monthly

Closed Issues Page 3 of 8 Branch Based Accounts (non-ISA) Interest rate information for our closed variable rate savings accounts. Branch Based Accounts (non-ISA) Savings product Interest paid Balance band Previous Interest Rates Interest Rates (from the effective date shown) We have consolidated the following Gross p.a. % AER % Effective date Branch Saver 120 (issue 6) Annual £5,000.00 - 1.30% 15 November 2017 Branch Saver 120 Annual (issue 3, 4, 5) Monthly 1.29% Branch Saver 120 Monthly Branch Saver 120 (issue 7) 1.25% 25 July 2018 1.24% Members Reward 95 (issue 2) Annual  1.00% 04 February 2017 01 December 2017 Members Reward 95 Annual (issue 1) Members Reward 95 Monthly (issue 1) Rainbow £25.00 0.35% 0.50% 01 October 2018 Rainbow 40 Annual Rainbow 40 Monthly Rainbow Transactor Young Affinity (issue 3) £1.00 0.85% Young Affinity (issue 1, 2) Young Saver 0.40% 0.65%  

Closed Issues Page 4 of 8 Branch Based Accounts (ISA accounts) Interest rate information for our closed variable rate savings accounts. Branch Based Accounts (ISA accounts) Savings product Interest paid Balance band Previous Interest Rates Interest Rates (from the effective date shown) We have consolidated the following Tax-free % AER % Effective date Branch Annual ISA (issue 4) Annual £1.00 £250.00 0.50% 0.85% 01 December 2017 1.05% 01 October 2018 Branch Annual ISA (issue 3)  Branch Cash ISA (issue 3) Branch Annual ISA (issue 1,2, 5, 6) Branch Cash ISA (issue 1,2) Branch ISA 30 (issue 5) £100.00 £35,000.00 0.90% - Branch ISA 30 Annual (issue 1, 2, 3, 4) Branch ISA 30 (issue 8) 0.80% 06 January 2017 Monthly £10,000.00 1.04% Branch ISA 30 Monthly (issue 3,4,6,7) Branch ISA 90 (issue 1) 0.95% 06 April 2017 1.20% Branch ISA 30 Annual (issue 6,7) 1.19% Branch ISA 95 (issue 1) £5,000.00 1.10% 23 March 2018 1.25% 1.09% 1.24% Branch ISA 120 (issue 1) 1.30% 15 November 2017 1.29% Branch ISA 120 (issue 2) 25 July 2018 Members Reward ISA (issue 2) Members Reward Annual (issue 1) Members Reward Monthly (issue 1, 2) Marsden Cash ISA

Closed Issues Page 5 of 8 Direct Accounts (Non- ISA) Interest rate information for our closed variable rate savings accounts. Direct Accounts (Non- ISA) Savings product Interest paid Balance band Previous Interest Rates Interest Rates (from the effective date shown) We have consolidated the following Gross p.a. % AER % Effective date Direct Saver (issue 2) Annual  £1,000.00 0.50% 01 December 2017 0.75% 01 October 2018 Direct Saver (issue 8) Annual £5,000.00 Direct Saver (issue 1, 3, 4, 7) Direct Saver (issue 9) £100.00 0.35% Direct 30 (issue 2) £10,000.00 Direct 30 Monthly (issue 2) Direct Saver 45 (issue 1) £25,000.00 £50,000.00 0.65% 0.70% 16 December 2016 - Direct Saver 95 (issue 3) 1.05% 1.25% Direct Saver 95 Annual (issue 1,2) Monthly 1.04% 1.24% Direct Saver 95 Monthly Direct Saver 120 (issue 5) 01 March 2017 1.30% Direct Saver 120 Annual (issue 1, 2, 3, 4) 1.29% Direct Saver 120 Monthly Maturity Saver 0.80% 01 May 2019

Closed Issues Page 6 of 8 Direct Accounts (ISA) Interest rate information for our closed variable rate savings accounts. Direct Accounts (ISA) Savings product Interest paid Balance band Previous Interest Rates Interest Rates (from the effective date shown) We have consolidated the following Tax-free % AER % Effective date Direct Cash ISA (issue 7) Annual £100.00 0.85% 01 December 2017 1.05% 01 October 2018 Direct Cash ISA (issue 4,5,6) Direct Cash ISA 30 (issue 1) Annual  £4,000.00 0.90% Direct Cash ISA 30 Annual & Monthly (issue 2) Direct Cash ISA 120 Annual & Monthly Direct Cash ISA LV= £1.00   Maturity ISA Saver 0.75% 01 May 2019

Closed Issues Page 7 of 8 Business/charity/club account Interest rate information for our closed variable rate savings accounts. Business/charity/club account Savings product Interest paid Balance band Previous Interest Rates Interest Rates (from the effective date shown) We have consolidated the following Gross p.a. % AER % Effective date Business Deposit (issue 1) Annual £10,000.00 0.35% 01 December 2017 0.50% 01 October 2018   Business Deposit 7 (issue 2) £5,000.00 Business Deposit 14 (issue 3)  Business Deposit 95 (issue 2) Annual  0.75% 0.90% Business Deposit 95 (issue 1)  Charity £1.00 Charity Deposit Charity Direct 30 0.25% 01 December 2016 Client Deposit Designated Treasurers £25.00 eSavings Accounts (ISA) Savings product Interest paid Balance band Current Rates New Interest Rates (from the effective date shown) We have consolidated the following Tax -free % AER % Effective date Tax-free. % eISA (issue 1) Annual £100.00 £10,000.00 0.85% 0.90% 01 December 2017 1.05% - 01 October 2018 eISA 30 (issue 1)

Closed Issues Page 8 of 8 eSavings Accounts (Non-ISA) Interest rate information for our closed variable rate savings accounts. eSavings Accounts (Non-ISA) Savings product Interest paid Balance band Previous Interest Rates Current Interest Rates (from the effective date shown) We have consolidated the following Gross p.a. % AER % Effective date eSaver (issue 3) Annual £250.00 0.50% 01 December 2017 0.75% 01 October 2018 eSaver (issue 1, 2) eSaver 95 (issue 3) £5,000.00 1.00% 04 February 2017 1.25% eSaver 95 Annual (issue 1, 2)  Monthly 1.24%  eSaver 95 Monthly (issue 1, 2) Important Information AER: stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded on an annual basis. Gross: is the contractual rate of interest payable. For further information or to enquire about interest rates payable on Fixed Rate Bonds, Fixed Rate ISA’s or Clubs and Charity Accounts please contact Member Services on 01282 440500*. Tax-free: means that interest is not subject to income tax. The favourable tax treatment of ISAs may change in the future. Nominal Interest Rate: if the balance falls below the minimum balance on any of our accounts, a nominal rate of 0.50% gross/AER applies. Financial Services Compensation Scheme Marsden Building Society is a member of the Financial Services Compensation Scheme. Payments under the Scheme are limited to a maximum of £75,000 of an investor’s total shares and/or deposits in the Society. Most investors are covered, including individual and small firms. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in the Financial Services Register under no: 206050. Marsden Building Society is a member of the Building Societies Association, the Financial Services Compensation Scheme and the Financial Ombudsman Service. Principal Office 6-20 Russell Street Nelson Lancashire BB9 7NJ. Calls will be recorded and may be monitored. 735-19