[insert your missions logo] Citygate Network National Health & Wellness Program [mission name] Leadership Presentation Notes:

Where We Are [insert your missions logo] Premiums Continue To Increase Current Most Recent Renewal # of Participating Employees [#] Rate Increase ($) - [$] Rate Increase (%) [%] This slide can be used to show that healthcare rate increases are an issue nationally and to illustrate your own missions renewal/rate increase. Please use the graph on the right to insert your missions logo, participating employees and overall rate increase on a percentage and annual cost basis.

Where We Are Going What Are Our Options? Current: Traditional Citygate Network Benefits Program Funding Structure Fully-Insured (Small Group) Partially Self-Funded (Church Plan) Available for Groups under 50 EE’s YES Group Purchasing Power NO Plan Design Flexibility Ben-Admin/Electronic Enrollment & Management Reward for Performance Member Level Data & Reporting Data Analytics & Predictive Modeling Freedom from State-Level Regulation (ERISA Exempt) Savings Potential LOW HIGH This slide will help you highlight the differences between your current fully-insured healthcare program and the new Citygate Network Benefits Program.

Where We Are Going Plans & Rates

Where We Are Going Program Monthly Cost Annual Cost Financials Program Monthly Cost Annual Cost Current Healthcare Program [insert $/mo.] [insert $/yr.] Citygate Healthcare Program Variance ($) Variance (%) [insert % difference] This slide can help you simply illustrate the savings your mission may experience with the Citygate Network Benefits Program. Please reference the “cost calculator tool” to help calculate how much the Citygate program will cost your mission.

INTERNAL USE ONLY - National Accounts Market Message: Dental 12/12/2019 Citygate Network Healthcare Program Access To Care: Cigna OAP National Network National network Ease of use Cigna OAP Seamless network Competitive discounts No PCP referrals required Core medical and utilization management Online provider rating and cost projection tools 840,000+ Healthcare professionals 15,000+ Healthcare facilities Open Access Plus The Cigna OAP network is the broadest network offered by Cigna on a national basis. Cigna’s initial analysis based on 6,000 AGRM employees shoed that there is nearly 100% coverage for employees regardless of their location/region. Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2017 Cigna 6

Joining The Program On-Boarding Process National Launch = AGRM National Conference (June 12-15th) On-Boarding - Phase 1 To join the program our mission must send the following information back to the Citygate: Group Health Questionnaire Census File Program Deposit On-Boarding - Phase 2 (Due September 1st) Once we send in the requirements, we will received an electronic welcome kit with a link to a secure onboarding questionnaire & system architecture logic-tree. This will customize the program to our mission’s unique preferences and culture. Open Enrollment = Late October/Early November Program Effective Date = January 1st, 2019 Deposit Details: Scenario # 1 = We DO offer healthcare today… Deposit is $159 times the # of employees currently enrolled in your healthcare program Scenario # 2 = We DO NOT offer healthcare today… Deposit is $159 times 75% of your benefit eligible employees

[insert your missions logo] Citygate Network Benefits Program Next Steps and Questions [insert your missions logo] Q & A