Rabobank Groep Ecosystems highly-praised or rightly priced Luuk Hans Rabo Green Bank BV December, 2005
Rabobank Groep Mindset From a banking perspective Own activities Customer related business
Rabobank Groep Ecosystem trends: business challenges Water scarcity Climate change Habitat change Biodiversity loss Overexploitation of oceans Nutrient overloading
Rabobank Groep Eco systems and banking Direct consequences Indirect consequences Transparancy Accountability
Rabobank Groep
Rabobank Groep Public private partnership Carrot & Stick Government Taxes Subsidies Fiscal incentives Awareness Involvement Banking SRI policy Guidelines Green financing Awareness Involvement PPP Communication & Marketing
Rabobank Groep SRI policy Rabobank Internal policies & activities - green energy (wind energy) - reducing paper use (FSC) - buying organic food - company car policy - Code of Conduct - Ethical Committee SRI criteria in credit processes Consequences for ecosystems - climate change, biodiversity etc.
Rabobank Groep Public private partnership Green Fund Scheme - tax incentive by government - investments by general public - investments bij companies - intermediating banks Benefits - environmental - economic - technological - social One of most successful public private partnerships
Rabobank Groep Green financing Financing on favourable terms of - organic farming - sustainable energy - (agricultural) nature conservation - waste-to-energy Positive effects on eco systems
Rabobank Groep Awareness
Rabobank Groep Involvement
Rabobank Groep Valuation? Market, Marketing or Marktplaats.nl Value for money - Economic return vs social return - Civil needs vs consumers’ demands Mainstreaming Marketing & communication - awareness & involvement - distinctive features: USP Marktplaats.nl (eBay)
Rabobank Groep Mainstreaming Niche: the hard way Market new Common Sustainable Product Robeco Milieutech Fonds
Rabobank Groep Greening Mainstream Market new Common Sustainable Product Robeco Groen CDO
Rabobank Groep Citizin & Consumer
Rabobank Groep Market & marketing Shell V-power Rabo Green Bonds Chiquita bananas
Rabobank Groep
Rabobank Groep
Rabobank Groep
Rabobank Groep Communication & Marketing Awareness: VROM Sectoral: Go vegetarian Corporate image Product
Rabobank Groep
Rabobank Groep
Rabobank Groep Proposition Marketplace is the only place were real valuation is done
Rabobank Groep Proposition Marketplace is the only place were real valuation is done Awareness & involvement are essential to get a fair eco-valuation of products and services; a need for PPP
Rabobank Groep Ecosystems Highly-praised and rightly priced