HOME IS WHERE THE HEART IS TO OWN A HOUSE IS A BIRTH RIGHT. This is for internal reference only

AFFORDABLE HOUSING

Affordable housing is that which is deemed affordable to those with a median household income Reasonably adequate in standard and location for Economic Weaker Section/ Low Income Group / Middle Income Group. The purpose of it is to provide places for people to live at a reasonable cost for them to afford. AFFORDABLE HOUSING(EWS / LIG / MIG)

ECONOMIC WEAKER SECTION (EWS):- Sections of the societies living below poverty line. Families having household annual Income on an average up to 60K to 1Lac rupees per annum. LOW INCOME GROUP (LIG):-Sections of the society living above the poverty line. Families or household having annual income of more than 1Lac to 2 Lac rupees per annum MIDDLE INCOME GROUP(MIG):- Sections of the society living way above the poverty line. Families having household income of 2Lac rupees and above but cannot afford a house in ownership.

LOW INCOME HOUSING :- Low Income Housing refers to residences for individuals or families with low annual household income. Low Income housing benefits amount to a subsidy that helps close the affordability gap. In practice subsidies limit the amount of money a family spends on rent and utilities to no more than 30 percent of their household income. AFFORDABLE HOUSING(EWS / LIG / MIG)

LOW INCOME HOUSING (LIH) There are many such housing programs that are privately operated & funded by the State or Government Low income housing has historically been perceived as a subject under government domain. Government was expected to provide subsidies, come up with technology solutions and provide infrastructure enabling development of housing solutions. The scale of the problem especially when looked at in conjunction with infrastructure aspects such as water, power, transport, sewage, sanitation and relevant social infrastructure such as schools and health centres, poses a challenge that the government alone cannot be expected to manage. AFFORDABLE HOUSING(EWS / LIG / MIG)

BENEFITS OF LOW INCOME HOUSING ( CONSUMER) Economic growth will have meaning & value Better quality of life for people living in slum like conditions Lack of facilities properly planned High quality at low costs Accommodates individuals with different skills which benefits the communities (teachers, helper, shop assistants, home assistances etc) Increasing social & economic integration amongst people from different aspects of life. Easy accessibility for work, schools etc. Asset building, Less Govt. taxes, Stamp Duty, Etc. Fulfilling dreams Employment Opportunities. AFFORDABLE HOUSING

BENEFITS OF LOW INCOME HOUSING (DEVELOPERS) Increase in FSI (Floor Space Index), well planned layouts Tax Benefits Project appraisals are quicker (basic need water, power, security, roads, access points) Building trust based relations with communities & partners Cost of construction is decreased by adopting appropriate construction techniques Easier Land Sanctions (zone conversions & use) Allowance of area for HIG to cross subsidise higher costs.

BUSINESS MODELS FOR DEVELOPERS TRADITIONAL DEVELOPERS Buy Land Incremental Construction Sell units Wait for land value appreciation Land as asset Larger life cycle Very high but uncertain returns Construction Incidental LOW INCOME HOUSING DEVELOPER Buy Land Sell All Units Construct completely Land as inventory Short Life Cycle High IRR Good Margins Complete occupation AFFORDABLE HOUSING

Amenities Entertainment (Theaters, Malls, Parks, Sport activities) Hospitality (Hotels, Dormitories, Service Apartments) Playground (Play zone) Community Centers (Halls, clubs) Infrastructure Promotion of Medical Tourism

110 ACRE OF LAND Layout Design : 79,51,000 Sq ft Service Appt: 3,00,000 Sq ft 5 Star Hotel : 4,00,000 Sq ft Entertainment like play zone, mall recreational hall, club, multiplex, theatres : 3,50,,000 Sq ft FUTURE EXPANSIONS Degree College : 1,50,000 Sq ft Medical College: 1,50,000 Sq ft College for Hotel Management: 50,000 Sq ft Hostel for boys and girls: 50,000 Sq ft Health care, hospitals, clinics, chemist for medical tourism : 3,50,000 Sq ft Zoning plan

PROPOSED MASTERPLAN

LIG AREA CALCULATION AREA PER FLAT NO.OF ROOMS NO.OF UNITS AREANO OF FLOORS NO.OF BUILDINGS 25O SQ.FT1 BHK20005,00,000 SQ.FT SQ.FT1 BHK25008,12,500 SQ.FT SQ.FT2 BHK12005,52,000 SQ.FT 1033 TOTAL18,64,500 SQ.FT

LIG TYPE III(250sq.ft) LIG TYPE I(460sq.ft) LIG TYPE II(325sq.ft) LIG MASTERPLAN SECTOR1 SECTOR 3 SECTOR 2

LIG Conceptual Elevation

LIG-SECTOR -1 SHOPSSHOPS OPEN GROUNDOPEN GROUND OPEN GROUNDOPEN GROUND OPEN GROUNDOPEN GROUND

LIG TYPE I

460 SQ FT. LIG TYPE I

LIG-SECTOR -2 SHOPSSHOPS OPEN GROUND

LIG TYPE II

325 SQ FT. LIG TYPE II 910x141 73x67 99x x x311

LIG-SECTOR -3 OPEN GROUND

LIG TYPE III

250 SQ FT. LIG TYPE III 8x1 6 71x73 37x x x9 4

LIG Conceptual Elevation

MIG AREA CALCULATION AREA PER FLAT NO.OF ROOMS NO.OF UNITSAREANO OF FLOORS NO.OF BUILDINGS 750 SQ.FT2 BHK300022,50,000 SQ.FT SQ.FT2 & 1/2 BHK250025,00,000 SQ.FT 1640

MIG MASTERPLAN

MIG TYPE I & II

750 SQ FT. MIG TYPE I 41x71 149x x10 77x10 11x21

1000 SQ FT. MIG TYPE II 11x21 77x10 LIVING KITCHEN DINING 49x75 BEDROOM 149x x10 41x x128 84x4 1

MIG CONCEPTUAL ELEVATION

HIG AREA CALCULATION AREA PER FLAT NO.OF ROOMS NO.OF UNITSAREANO OF FLOORS NO.OF BUILDINGS 1350 SQ.FT3 BHK99013,36,500 SQ.FT 318

HIG MASTERPLAN

HIG TYPE I

1350 SQ FT. HIG TYPE I 131x232 63x611 8x x x13 DINING

HIG Conceptual Elevation

HIG ENTRANCE Conceptual View