Overview of CGAP-Ford Foundation Graduation Program November 2012

2 Poverty is multi-faceted food aid health services livelihoods social development financial services self-confidence, entrepreneurship good health, social capital lack of self-confidence, hand- to-mouth, illnesses, isolation

3 Careful graduation sequencing 36

4 10 pilots in 8 countries Haiti - India - Pakistan - Honduras - Peru - Ethiopia - Yemen - Ghana

5 Different stages Fonkoze, Haiti 150 participants Scaled up to 2,050. Plans for 5,000 by Bandhan, West Bengal, India 300 participants Scaled up to 10,200. Plans for 55,000 by SKS NGO, Andhra Pradesh, India 426 participants Scaled up to 2,700. Trickle Up, West Bengal, India 300 participants Scaled up to 4,450. Plans for 9,450 by PLAN & ODEF, Lempira, Honduras 800 participants PLAN & Arawiwa, Cusco, Peru 800 participants REST, Tigray, Ethiopia 500 participants Social Welfare Fund & Social Fund for Development, Aden, Yemen 500 participants PPAF& partners, Sindh, Pakistan 1,000 participants Scaled up to 1,000. Plans for 57,000 by Presbyterian Agricultural Station & IPA, Tamale, Ghana

6 Critical partnerships Healthcare or other Service Provider NGO, government agency, or other Livelihoods Provider NGO, government agency, or other Financial Service Provider MFI or other (SHG, Post Office, etc.)

7 Under close scrutiny Documenting program implementation Distilling lessons for course correction and model refinement All pilots MonitoringTracking participant progress All pilots RCT impact assessments Measuring impact7 pilots Qualitative research Understanding change 9 pilots

Advancing financial access for the world’s poor