SP1-O1 CLIENT EXIT
SP1-O2 Profile A total of 436 dropouts were interviewed. Majority (75%) of the dropouts are female. More than fifty percent (53.8%) of the respondents had one to three loan cycles. Eighty percent of the dropouts decided to leave AFCCo on their own accord.
SP1-O3 Reasons for leaving AFCCO Majority of the dropouts stated that they left AFFCO due to problems related to policy, center, personal life, business, and economic downturn. Policy-related:.loan terms are too short Center-related: cannot follow center policies
SP1-O4 Reasons for leaving AFCCO Business-related: Have seasonal business and will only acquire a loan if needed. Personal reasons: missed payments due to family crisis or celebrations. Economic-related: existence of new business competitors that decreases income.
SP1-O5 Loan Use Loans were used as startup capital of business. Loans also helped the family in terms of providing education for its members. Experience of dropouts in repayment ranges from “good” to “had problems” Majority of the clients said that their income either increased slightly or stayed the same upon availing the loan.
SP1-O6 Dropouts cited three major benefits from their centers: - Became friends with fellow center members. - Helped in loan repayments - received assistance in their personal problems.
SP1-O7 Forty seven percent of the dropouts will encourage other friends and relatives to join AFCCO.
SP1-O8 Gender
SP1-O9 Loan Cycle
SP1-O10 Amount of Loan
SP1-O11 Payment of Last Loan
SP1-O12 Amount of Savings Withdrawn
SP1-O13 Income Generating Activity
SP1-O14 Decision to leave AFCCo
SP1-O15 Reasons of AFCCo
SP1-O16 Problems related to Policies
SP1-O17 Problems related to the center
SP1-O18 Business-related Reasons
SP1-O19 Personal Reasons
SP1-O20 Economic-related reasons.
SP1-O21 Use of Loan (Business)
SP1-O22 Use of loan (Family)
SP1-O23 Experience in loan payment
SP1-O24 Change in Income
SP1-O25 Benefits from Center
SP1-O26 Weekly Center Meeting Experience
SP1-O27 Return to the program
SP1-O28 Encourage others