 Working capital line  Advance draw down at any time  Each advance treated independently  One month rates from 2%-10% of advance  Six month rates from 10%-24% of advance  No extra fees  Cash in less than 10 minutes  Short application  Automated, painless process  Lines between $500 & $50,000  Really use “alternate” data sources  Works across all channels PRODUCT FEATURES:MERCHANT BENEFITS:

SOURCE: SBA.gov YoY data for loans < $150k, 12 months ending March 2012, vs. 12 months ending March 2013 Kabbage by the numbers  More than 170,000 accounts  More than 80,000 advances  online provider of working capital  $120,000,000 in advances  $56MM raised  $90M in debt  2 issued patents