Low Cost, SaaS-Based, Real-time Health Benefits Data Analysis System with Nurse Coordinated Member-Specific Care that Drives Down Utilization HR Innovations Catalogue Executive Summary A No Frills Distillation of Vendor’s Marketing Collateral Thomas A Ference President & CEO Human Resources Mining & Distribution Co Locating, Validating and Accelerating HR Innovation Office: Cell: Fax: Website:

Real-time Health Benefits Data Analysis System that Drives Down Utilization Legacy technology data warehouse vendors do not provide real time analytics / dashboards with which to manage the healthcare plan on a day-to-day basis They do not help to drive member outreach campaigns for problem and targeted populations This vendor deploys cloud based technologies to provide up-to-the-minute analytics and projections and can identify and prioritize population sub-groups where hidden costs lie (e.g. diabetics, hypertensives, etc.) for targeted outreach

Real-time Health Benefits Data Analysis System that Drives Down Utilization Vendor creates and via RN’s, drives member communication and incentive campaigns so as to drive down costs All activity is monitored in real-time by the client and / or benefits advisor via embedded dashboards Engages 45% of members which is 9 X the industry norm for disease management and wellness programs ROI is measured for each such campaign and averages 15 to 1 or better overall

Visual Road Maps of Usable Information 4

5 Engage At-Risk Members Analyze Claims/Other Data in Real-Time Predict Future Health Costs Reduce Spending, Not Benefits Improved Visibility into Health Costs Real Time Monitoring of Medical Costs to Influence Spending Behavior

Delivers Immediate Plan Savings Via Targeted Outreach 6 Measure & Report Results Determine Indicators Target & Engage Members Deliver Incentives

Actual Client Results $1.1M Savings -$1,441 PE/PY Nationwide Broadcasting Company Brand Name Appliance Manufacturer Nationwide Brand Name Retail Clothier Brand Name DME Manufacturer

Next Steps This product/service is contained in the HR Specialty Products & Services Catalogue™ Operational level details about this particular service provider can be obtained in conference with the vendor The HR Mining &Distribution Co. is an independent and contracted representative of the vendor Upon your request, we will arrange for an introduction that can range from a simple, quick conference call to a services overview / system demo Tom Ference (Chicagoland area) or Thank you for your potential interest in this fresh thinking