Georgia Breeze Flex Benefits – Life Insurance Life Insurance Plans – MetLife MetLife will replace Minnesota Life MetLife will offer two additional enhancements to the plan: Up to 10X Employee Life Coverage Maximum coverage for employees will increase to $2 Million Premium rate will decrease for employee and spouse life Employee can increase coverage one level without Evidence of Insurability Increases in coverage for Spouse Life will require Evidence of Insurability Wavier of premium to the Employee Life product will be reinstated for permanent or total disability which initiate after January 1, 2014

Important Note re: Walmart/Sam’s Club Vision Providers Most Walmart/Sam’s Club are out-of-network providers; completion and sub- mission of the claim form below is required to receive the in-network benefit

Accidental Death & Dismemberment Plan AD&D - MetLife MetLife will replace Minnesota Life MetLife will offer additional enhancements to the plan: Up to 10X AD&D coverage Maximum coverage for employees will increase to $2 Million Amount payable for loss of an arm or leg will increase to 75% of coverage

Vision BCBS will replace Spectera as our Vision provider Vision – Blue Cross Blue Shield of Georgia BCBS will replace Spectera as our Vision provider BCBS will offer additional enhancements to the plan: Increased out of network benefit towards frames Coverage for lenses/frames will be based on the calendar year, not every 12 months Decrease in premium rates ID Cards will be issued Rates: BCBS – Select BCBS – Select Plus Employee $4.54 $7.73 Employee + Spouse $9.49 $16.80 Employee + Child(ren) $9.92 $17.57 Family $13.37 $23.90

Short & Long Term Disability Short Term Disability – The Standard The maximum weekly amount an employee can receive will increase from $800.00 to $1,000.00 Long Term Disability – The Standard Rates will slightly increase LTD will go from a pre-tax to an after-tax structure Benefits received by employees who go out on LTD will no longer be considered taxable income

Specified Illness Plan Specified Illness Plan – CAIC The automatic child benefit under Specified Illness has increased to 50% of the employee’s selected coverage amount Employees who elect the Select Plus Plan (with Accident Rider) will receive $160 for any qualified Health Wellness Screenings Newly added illnesses covered under the child benefit: Cystic Fibrosis Cerebral Palsy Cleft Lip or Cleft Palate Spina Bifida

Spending Account Spending Account – ADP No Significant changes to the plan Employees must make an election to continue contributions to the plans for 2014 – Health Care and Dependent Care Spending Account Employees will be required to make a new election amount in order to keep their Health Care and/or Dependent Care Spending Account The last deduction for Spending Account will be November 30, 2013 unless a new election for 2014 is made

Long Term Care Long Term Care – Unum Rate increase for current and newly enrolled employees (15%) The increase will be based on the age coverage was locked in Unum will issue a package to currently enrolled employees to explain the rate change For additional information, please contact Unum at 1-800-227-4165

Contact Information State Health Benefit Plan (Health Benefit Coordinator) www.myshbpga.adp.com Georgia Breeze (All FLEX Benefits) www.GaBreeze.ga.gov or 1-877-342-7339 Blue Cross Blue Shield of Georgia (State Health Insurance Vendor) www.cbsga.com/shbp or 1-855-641-4862 Healthways (Wellness Vendor) www.bewellshbp.com or 1-888-616-6411 Express Scripts (Pharmacy Benefit Manager) 1-877-841-5227

Questions ??