imSirq ivAwj klws:-8 vIN ivSw:-gixq AiDAwie:-6 iqAwr krqw:- snyh lqw (mYQ imstrs) s.s.s. gMFUklW, mwnsw ividAwrQI:- rwjdIp isMG gurpRIq isMG hrpwl kOr gurqyj kOr
pUrv igAwn ivAwj kI hY ? imSrDn iksnMU kihMdy hn? imSirq ivAwj qON kI mqlb hY?
ivAwj mnu`K hr roz dI loV leI Dn kmwauNdw hY Aqy ies kmweI iv`coN auh Awpxw Krcw k`Fx qoN bwAd auh kuJ Dn AOKy smyN leI bcwauNdw hY[ pr iPr vI aus nUM v`fy kMm leI v`D Dn dI jrUrq pYNdI hY[ ijs leI keI vwrI ivAwkqI bYNk jW iksy mnu`K qoN Dn kuJ smyN leI auDwr lY lYNdw hY ijs nUM irx dwqw ikhw jWdw hY[ kuJ smyN bwAd ausnUM auDwr ley Dn qoN ielwvw kuJ Dn hor vI v`D Dn vwps dyxw pYNdw hY, ijs nUM ivAwj ikhw jWdw hY[
imSrDn auDwr ley gey Dn nUM mUlDn kihMdy hn[ mUlDn auqy ivAwj dy joV nUM imSrDn kihMdy hn[
imSirq ivAwj jdoN kuJ smyN bwAd mUlDn iv`c ivAwj joVn dy kwrn nvW mUlDn pRpq huMdw hY, ijhVw ik pUry irx smyN ie`ko ijhw nhIN rihMdw, qW ies nvyN mUlDn qy pRwpq ivAwz nUM imSirq ivAwz ikhw jWdw hY[
audwhrx: ru: dw 10% dy ihswb nwl 3 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro jdoN ik ivAwj slwnw joiVAw jwvy[ jdoN ik ivAwj slwnw joiVAw jwvy
sUqr A+P(1+r/100) n mMn lau 10000(1+10/100) *11/10*11/10*11/10 =13310 imSirq ivAwj = imSrqDn - mUlDn = A-P = = 3310 ru: h`l
pihlw swl mUlDn = ru: dr= 10% smW = 1 swl sDwrn ivAwj=mUlDn * dr * smW/100 = 10000*10*1/100 = 1000 ru:
dUjw swl mUlDn= =11000 ru: dr = 10% smW = 1 swl sDwrn ivAwj=mUlDn * dr * smW/100 = 11000*10*1/100 = 1100 ru:
qIsrw swl mUlDn= =12100 ru: dr = 10% smW = 1 swl sDwrn ivAwj=mUlDn * dr * smW/100 = 12100*10*1/100 = 1210 ru:
imSirq ivAwj = pihly swl dw sDwrn ivAwj + dUsryy swl dw sDwrn ivAwj + qIsry swl dw sDwrn ivAwj = 1000 ru: ru: ru: joV= 3310 ru:
audwhrx ru: dw 20% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro jdoN ik ivAwj iCmwhI joiVAw jwvy[ jdoN ik ivAwj iCmwhI joiVAw jwvy
h`l ie`Qy mUlDn=12000 ru: ivAwj dI dr= 20% slwnw ivAwj dI dr pRqI rupWqrx smW Bwv iCmwhI Anuswr = ½ *20% =10% smW 2 swl ie`k swl dy smyN iv`c rupWqrx smyN dI sMiKAw=2*2 =4
hux imSrDn= 12000*(1+10/100) 4 ru: = 12000*(1+1/10) 4 ru: = 12000*(11/10) 4 ru: = 12000*11/10*11/10*11/10*11/10 ru: = ru: imSirq ivAwj = ( ) ru: = ru:
AiBAws
10000 ru: dw 20% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro jdoN ik ivAwj iCmwhI joiVAw jwvy[ ru: dw 18% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro[ ru: dw 15% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro[ ru: dw 30% swlwnw dr nwl 2 swl bwAd imSrDn Aqy imSirq ivAwj pqw kro jdoN ik ivAwj iCmwhI joiVAw jwvy[
sRoq pMjwb skUl is`iKAw borf dI 8 vIN dI ihswb dI pwT pusqk