90 Days to Pay – Interest Free – No Credit Check The V.I.P. Dental Care Payment Program Introducing …

You can now offer your patients financial aid for dental work with The V.I.P. Interest Free, No Credit Check payment plan for dental care. We know what your patients’ options are, and this is nothing like anything you’ve ever seen before. We don’t use the credit bureaus or FICO™ scoring and we approve over 90% of applicants! Paying for dental treatment can be difficult for some patients. ©Copyright 2011 SCS, Inc. All rights reserved

This program can substantially reduce or even eliminate your monthly credit card fees altogether. Compared to financing dental work yourself, the V.I.P. Payment Program eliminates the costs and risks associated with carrying patient accounts on your books, and ends predatory “patient credit card” programs. With the V.I.P. Payment Program you can put the credit card companies’ share in your pocket for a change! This is NOT a credit card program with credit card qualifications ©Copyright 2011 SCS, Inc. All rights reserved

Lack of funds is the primary reason why so many dental patients choose less than optimal treatment or worse, delay or reject a treatment outright. It’s a shame when a patient is forced to choose a tooth extraction over a root canal due to finances. The V.I.P. Payment Program enables you to provide the care your patient needs today. No more putting off needed treatment due to lack of funds. ©Copyright 2010 SCS, Inc. All rights reserved

When your patients pay for dental work using The V.I.P. Payment Program they get the care they need, and your funds are deposited directly into your account. A patient can use The V.I.P. Payment Program in emergencies for expenses not covered by insurance such as deductibles and co- payments (including cosmetic and elective dental work). With The V.I.P. Payment Program you can increase revenues, reduce patient attrition due to lack of funds, lower collection costs, and keep the focus of your practice on patient care without worrying about whether or not you’ll be paid. ©Copyright 2010 SCS, Inc. All rights reserved The best choice for you and your patient!

No equipment to buy or lease – runs on your computer and fax machine. No Terminal or Check Imager Required ©Copyright 2010 SCS, Inc. All rights reserved

 Valid Checking Account  Valid Driver’s License or State ID  Proof of Income The financed amount is limited only by the patient’s monthly income level. Your patient can finance 50% of their net monthly household income (Spouse’s income may be included). As long as they meet the qualifications and pass the application process as a low-risk consumer and are not in the national database as a chronic check bouncer, there’s an 85% chance they’ll be …. Qualification is easy for your Patient

V.I.P. Dental Care Payment Plan Fact: 70% of uninsured patients can’t get financing 96% of Americans have less than $1,000 in a savings account 10% Unemployment means 90% are still working Most of these consumers still make their payments on time 70 Million credit scores have been lowered below 600 FICO™ scores below 640 disqualify them from financing Credit Cards are no longer an option for most of us CareCredit® declines more and more applicants these days 96% of Americans have less than $1,000 in a savings account 10% Unemployment means 90% are still working Most of these consumers still make their payments on time 70 Million credit scores have been lowered below 600 FICO™ scores below 640 disqualify them from financing Credit Cards are no longer an option for most of us CareCredit® declines more and more applicants these days

V.I.P. Dental Care Payment Plan How the Patient Benefits $5 per payment Convenience Fee, compared to up to 33% for dental credit card programs. No more delaying or rejecting treatments due to payment issues. Up to 90 days to pay – makes your services more accessible. No Credit Check – no complicated applications. No Credit Bureau reporting – confidential and discreet. 90% are approved online in less than 3 minutes Split treatments into phases making them more affordable to the patient. $5 per payment Convenience Fee, compared to up to 33% for dental credit card programs. No more delaying or rejecting treatments due to payment issues. Up to 90 days to pay – makes your services more accessible. No Credit Check – no complicated applications. No Credit Bureau reporting – confidential and discreet. 90% are approved online in less than 3 minutes Split treatments into phases making them more affordable to the patient.

V.I.P. Dental Care Payment Plan How the Practice Benefits NO Merchant Discount Rate – No hidden charges – No credit card processing fees – No Complicated statements to decipher. The Dentist’s net cost is usually ZERO – considering most if not all costs are covered by the patient. Save money over financing options that many patients can’t qualify for. Takes you out of the bill collection business – no more chasing bad checks. No expensive equipment required – just your computer and fax machine. No more tension between doctor and patient over payment issues. Promotes Patient loyalty and referral business from satisfied Patients! NO Merchant Discount Rate – No hidden charges – No credit card processing fees – No Complicated statements to decipher. The Dentist’s net cost is usually ZERO – considering most if not all costs are covered by the patient. Save money over financing options that many patients can’t qualify for. Takes you out of the bill collection business – no more chasing bad checks. No expensive equipment required – just your computer and fax machine. No more tension between doctor and patient over payment issues. Promotes Patient loyalty and referral business from satisfied Patients!

V.I.P. Dental Care Payment Plan Once you’ve settled on the fee for your services … Your patient pays a $25 application fee and applies on your in-office computer on our website. Payments will be split up however you and your patient decide, once a week, once every two weeks, monthly, up to 90 days. You decide the frequency of payments. We’ll hold them to their promise to pay by debiting the payment from their account along with the convenience fee, and then deposit these funds into your account electronically – Guaranteed! Your patient pays a $25 application fee and applies on your in-office computer on our website. Payments will be split up however you and your patient decide, once a week, once every two weeks, monthly, up to 90 days. You decide the frequency of payments. We’ll hold them to their promise to pay by debiting the payment from their account along with the convenience fee, and then deposit these funds into your account electronically – Guaranteed!

A Simple Process 1)Enter the information into our simple online secure portal and receive a decline or approval code within 5 seconds. 2)On approval, print out the Agreement and get it signed by the patient. Fax this along with copies of the patient’s ID and proof of income to our office. 3) Proceed to treat the patient confident that you will be paid for your services. 1)Enter the information into our simple online secure portal and receive a decline or approval code within 5 seconds. 2)On approval, print out the Agreement and get it signed by the patient. Fax this along with copies of the patient’s ID and proof of income to our office. 3) Proceed to treat the patient confident that you will be paid for your services.

Collect Your Money File the documents away and your funds are electronically deposited into your account within 36 hours of the payment due dates. If a payment doesn’t clear, just fax those same documents to us when requested within 5 days and your money is still guaranteed. Your patient gets the care they need when they need it, and you get the funds you earned - guaranteed. A win-win arrangement for everyone!

V.I.P. Dental Care Payment Plan FREE Bonus Service to our Clients The NSF Check Re-presentment Program Enrollment in the VIP Payment Program entitles you to Free inclusion in our NSF check re- presentment program. The Check Re-presentment service allows you to focus on new business while eliminating the resources, worry and cost involved with collecting NSF checks. With this program, when a customer's check bounces, we will re-present it to the bank up to two more times electronically. We have a very high success rate at recovering NSF checks using this method. We do not take a portion of the check - you get 100% face value, and we don’t charge you anything at all for this service! It’s 100% FREE to you as a VIP Client The NSF Check Re-presentment Program Enrollment in the VIP Payment Program entitles you to Free inclusion in our NSF check re- presentment program. The Check Re-presentment service allows you to focus on new business while eliminating the resources, worry and cost involved with collecting NSF checks. With this program, when a customer's check bounces, we will re-present it to the bank up to two more times electronically. We have a very high success rate at recovering NSF checks using this method. We do not take a portion of the check - you get 100% face value, and we don’t charge you anything at all for this service! It’s 100% FREE to you as a VIP Client

V.I.P. Dental Care Payment Plan Your 100% Satisfaction is Guaranteed

V.I.P. Dental Care Payment Plan What is the cost to enroll my Practice? The cost to enroll in the VIP program is a one-time setup fee of $ This is electronically debited from your account the day of enrollment. Our Agreement with you is for one year. Annual renewal is FREE and automatic unless you cancel prior to the one year anniversary date. There is a $20.00 monthly account maintenance fee and 30¢ per payment processed. As long as you are using the program, your only ongoing cost of $20.00 per month is negated by maintaining at least one patient account in the program. We only charge you a 6.5% percentage which is offset by the patient convenience fees. You may choose to mark up these fees as you do all your costs, though we prefer you use and promote the program as it was intended, as a true no interest – same-as-cash program. The cost to enroll in the VIP program is a one-time setup fee of $ This is electronically debited from your account the day of enrollment. Our Agreement with you is for one year. Annual renewal is FREE and automatic unless you cancel prior to the one year anniversary date. There is a $20.00 monthly account maintenance fee and 30¢ per payment processed. As long as you are using the program, your only ongoing cost of $20.00 per month is negated by maintaining at least one patient account in the program. We only charge you a 6.5% percentage which is offset by the patient convenience fees. You may choose to mark up these fees as you do all your costs, though we prefer you use and promote the program as it was intended, as a true no interest – same-as-cash program.

V.I.P. Dental Care Payment Plan How Do I Enroll My Practice? If one of our enrollment agents sent you this presentation, or introduced you to the program, please contact that agent to enroll. Otherwise, call You will be ed or faxed our one page Agreement and enrollment instructions. If you have any questions about the terms call or the agent who sent it to you or the toll free number above. Fax the signed Agreement with your voided check to (317) Your practice will be enrolled in minutes and you will receive a faxed confirmation with your Account ID number and password to your online account on our site. You will then receive a call from one of our Account Managers (we call them “Coaches”) who will walk you through the system and schedule a short training webinar to be sure you take advantage of all the benefits of the program. That’s it! You can begin offering this program to your patients immediately. If one of our enrollment agents sent you this presentation, or introduced you to the program, please contact that agent to enroll. Otherwise, call You will be ed or faxed our one page Agreement and enrollment instructions. If you have any questions about the terms call or the agent who sent it to you or the toll free number above. Fax the signed Agreement with your voided check to (317) Your practice will be enrolled in minutes and you will receive a faxed confirmation with your Account ID number and password to your online account on our site. You will then receive a call from one of our Account Managers (we call them “Coaches”) who will walk you through the system and schedule a short training webinar to be sure you take advantage of all the benefits of the program. That’s it! You can begin offering this program to your patients immediately.

Concentrate on what you do best and let us handle this Please don’t try to take matters into your own hands and administer a post-dated check or in-house program yourself. You’re no better equipped for that than we are to administer our own dental care. Leave this to the professionals who can guarantee the funds will go into your account even if a payment doesn’t clear. You take care of the patients – we’ll take care of their payments. ©Copyright 2010 SCS, Inc. All rights reserved GUARANTEED!