1126-Oct-091 Presentation on Performance during Q2 (2009 – 10) October 26, 2009

22 Highlights Balance Sheet  Business stands at Rs lakh Crore  Balance sheet size at Rs1.88 lakh Crore  Deposits at Rs 1,30,677 Cr; growth 64%  CASA at 14.76% of total deposits  Advances at Rs.1,04,973 Cr; growth 20%  Business per Employee Rs Crore  Profit per Employee Rs. 2.24lakh 26-Oct-09

33 Highlights Profitability  NII – Q2 FY 10 at Rs. 472 Cr (Q2 FY09 Rs.129 Cr)  NII – Q2 FY 10 up by 267%  Fee based income for Q2 FY 10 up by 99% to Rs. 390 Cr (Q2 FY 09 Rs. 196 Cr)  PAT – Q2 FY 10 Rs. 254 Cr (Q2 FY 09 Rs.162 Cr)  PAT for Q2 FY 10 up by 56% 26-Oct-09

44 Highlights  Balance sheet growth at 39%  Total business [Dep. + Adv.] grew by 41% to Rs. 2,35,650 Cr  CRAR – % (PY 09 –11.57%) – Tier I : 6.83% <> Tier II: 5.07 %  Branches increased to 680  ATMs increased to 1121 Others 26-Oct-09

555 Profit & Loss Account (Rs. Crore) 26-Oct-09

666 Details of Other Income (Rs. Crore) 26-Oct-09

7 Key Profitability Indicators 26-Oct-09

888 Key Operating Indicators 26-Oct-09

999 Balance Sheet (Rs. Crore) 26-Oct-09

10 NPAs Asset Quality 26-Oct-09

11 Strong Capital Position Capital considerably higher than the current RBI requirement of 9% and computed as per the norms prescribed under Basel II 26-Oct-09

12 Key Stock Indicators Shareholding Pattern : September 30, Oct-09

Thank You 13