MoneyGram International Pedro Saro, Vice President Iberia, Romania & Bulgaria

Agenda 2 MoneyGram today Key strengths Market opportunity

MoneyGram: The Growth Opportunity is Large 3 Growth potential Size of core revenue markets Ranking globally in key markets Money Transfer market share $25 B #1 or #2 4- 5% and growing Signific ant

At a Glance Dallas-headquartered multinational providing global money transfer services 2010 revenues of $1.17B More than 2,600 employees NYSE listed (MGI); approximately 17% public ~83% owned by THL (~53%) and Goldman Sachs (~29%) 4

5 Money Transfer Highlights 2010 Revenue Growth 7% 21%18% Global Agent Locations/Growth 227,000 Fee & other revenue Fee & other revenue constant currency Transaction Volume Growth U.S. originated (excludes sends to Mexico) Non U.S. originated, ex Spain 9% 11%8% 4% 5% Sends to Mexico6%(2%) Non U.S. originated18%15% Total transaction volume12%9% 19% Q4 2010Full Year 2010

Agenda 6 MoneyGram today Key strengths Market opportunity Strategic objectives

Key Strengths 7 1 Global network 2 Powerful brand 3 Talented resources

Serving Customers Through a Global Agent Network with More Than 227,000 Locations Major retailers, post offices, financial institutions & retail outlets

Expansive Global Reach McDonalds =32,000 Subway =28,500 Starbucks=16,000 Carrefour=15,400 Walmart= 8,400 MoneyGram has TWICE the reach as these brands COMBINED!

Powerful Global Brand: Strengthening Awareness 1010 Represents interviews with 28,000 people Percent

Powerful Global Brand 1111

2,600 Global Employees: A Key Resource Minneapol is Denv er Mia mi Lond on Par is Madr id Frankfu rt Ro me Mil an Athe ns Johannesbu rg Dub ai Hong Kong Shangh ai Del hi Lag os 1414 Mumb ai Sydn ey 1414 Ki ev 1313 Mosco w Dall as

Agenda 13 MoneyGram today Key strengths Market opportunity

We Play in a $400B Global Remittance Market 14 In 2010, approximately $19B sent using MGI Global Remittance Volume Estimates ($B) Source: World Bank

Gracias PROPRIETARY & CONFIDENTIAL Спасибо Grazie Danke Merci 谢谢 σε ευχαριστώ شكرا لك Salamat Obrigado dhanyavaad Thank You! Cảm ơn bạn Mulţumesc

2011 MoneyGram International Radu Pojoga– Business Development Manager Romania & Bulgaria

MoneyGram in Romania  Our presence in Romania started since 1997  We are offering for the moment the traditional 10’ cash to cash service  Most of our partners are especially banks, amounting to a total of 2,000 locations

Remittance market in Romania / rank 22nd worldwide Emigration, 2010 Stock of emigrants: 2,769.4 thousands / ranks 18th Stock of emigrants as percentage of population: 13.1% Top 10 destination countries: Italy, Spain, Hungary, Israel, USA, Germany, Canada, Austria, France and UK Source: World Bank Remittance

Impact of the Economical Crisis in Remittances for Romania Remittance outflows from UK, Spain, and Italy have started recovering Decline in inflows to Romania slowed – in 2010 Source: World Bank Remittance Forecast

Main Corridors for Romania Romania Outbound Romania Inbound

2. MoneyGram Strategy 2011  Continue investing in raising MoneyGram Brand Awareness through Marketing contribution and signage – Measure and track Brand awareness  Maximize Agent ’ s potential through: – Improving Service Delivery – On-going Measure and Track – Support Agents on sub-agents network development – Ensure MG brand presence in all locations  Explore customer demand on other than C2C MT services, like C2A, C2ATM  Secure aggressive investment and focus of major send markets, like, Spain, Italy,UK, Greece, USA, Germany, etc.  Expand distribution in Romania through new agents/sub-agents

Gracias PROPRIETARY & CONFIDENTIAL Спасибо Grazie Danke Merci 谢谢 σε ευχαριστώ شكرا لك Salamat Obrigado dhanyavaad Thank You! Cảm ơn bạn Mulţumes c