Compliance with Texas Agent Licensing Laws and Regulations

Outline Annuity Training and CE Medicare Related Products Training and CE Small Employer Health Benefit Plan Certification Continuing Education Compliance – Automated Electronic Resident Applications Electronic Fingerprinting – L1 Identity Solutions Compliance Express –

Introduction Matt Ray, Deputy Commissioner Licensing Division Life, Health and Licensing Program

Annuity Training and CE HB 1294 – Annuity Training and CE 4 hours Training and 4 hours of CE annually New applicants effective on or after 4/1/2010 Existing Licensees effective 1 st renewal which occurs on or after 4/1/2010 Grandfathered agents not exempt from 4 hour training but are exempt from 4 hour CE

Medicare Related Products Training and CE HB 739 – Training and CE 8 hours Training and 4 hours of CE / renewal period New applicants effective on or after 4/1/2010 Existing Licensees effective 1 st renewal which occurs on or after 4/1/2010 Grandfathered agents not exempt from either requirement

Small Employer Health Benefit Plan Certification SB 0079– Training and CE 8 hours Training and 5 hours of CE / renewal period New applicants effective on or after 4/1/2010 Existing Licensees effective 1 st renewal which occurs on or after 4/1/2010 Grandfathered agents not exempt from either requirement

Continuing Education Compliance – Automated Electronic Roster Reporting since Feb 2009 Electronic CE Provider Registration Electronic CE Course Registration Automated Search of Available Courses Online individualized report on course completions for licensees

Electronic Resident Applications Online Applications – Coming in May 2010 Starting with: Life, Accident and Health Life Increased speed and accuracy

Electronic Fingerprinting – L1 Identity Solutions Agent/Adjuster Forms page FAST Pass for Electronic fingerprint submission FAST Pass for fingerprint card submission $44.25 payable to L1 Identity Solutions Mailed to L1 Identity Solutions Send receipt from L1 Identity Solutions with application

Compliance Express – Online status of individual license – input: License Number Last Name Individual Roster of CE and Training Completions

Licensee:JOHN SMITHBegin Date: License: # General Lines Agent Review Date: State:Texas Requirement Required Hours* Applied Hours Remaining Hours Status Ethics Pending Total Pending Continuing Education Transcript Requirements General Lines Agent

Continuing Education Transcript Inquiry For the State of Texas Licensee: JOHN AUBER SMITH Begin Date: License: # General Lines Agent Review Date: State:Texas RequirementRequired Hours*Applied Hours Remaining Hours Status Ethics Pending Total Pending Course ID Course Name ProviderCategory Course Hours Instruction Method Completio n Date Processed Date LIFE & HEALTH & CONTACT S NOBLE FINANCIAL GROUP, INC. General11.0Self-study CONSUME R PROTECTI ON - TEXAS II NOBLE FINANCIAL GROUP, INC. Ethics4.0Self-study LIFE INSURANC E PRODUCT S & USES NOBLE FINANCIAL GROUP, INC. General15.0 Classroom Equivalent