TGT - Debtor and Creditor Monitoring Program Risk Mitigation Experts - Managing your current and contingent liability" 1

1. Debtor Book Monitoring - Know the real time credibility of your clients.  We will alert you of any change in the credit worthiness of your clients.  Assess your credit protocols and develop sound credit policies.  Alert you to clients who are dealing with your competition.  Maximum 24 hour delay in reporting from incident to alert.  Customized alert indicators are designed around your industry.  2. Supplier Monitoring - Know who is supplying your business.  Are your terms with your supplier competitive ?  Is your supplier going to be in business tomorrow ?  Are you funding your purchasing correctly ?  Have you got suitable contingencies in place ? From as little as R20.00 per month per monitored debtor or creditor, a cost which is charged to your customer as an account facilitation fee, you will be able to monitor your current and contingent liability enabling you to accurately measure your financial exposure. AND ITS FREE !!! 2 Risk Mitigation and Monitoring Services CORPORATE CLIENTS

What about the Admin ? Send us your client list electronically - Monthly - we do the rest. What are the Benefits ?  Any alerts are ed to you with a suggested plan.  We can automatically reassess your clients credit limit on alert.  Clients that are changing positively will be highlighted - grow with your customer.  We can list your customers as slow payers; or list a default in payment.  You will be assured of the longevity of your suppliers.  The best financing; rates and terms will be integrated in your business "The collection of your book will improve and your efforts will be directed at the clients most likely to stimulate your business with their growth" What about my client list ?  Full Non Disclosure and Confidentiality agreements are signed  Your clients financial affairs are kept private.  In addition any new substantial clients can be identified. "Stay ahead of your competitors; and ensure that any contingent losses are minimized by building a business which is measured and planned" 3 Risk Mitigation and Monitoring Services CORPORATE CLIENTS

Other Services Include: o  Credit analysis and Repair  Risk mitigation including process engineering  Business consulting; MBO’s, Mergers, Acquisitions, Equity funding  Mortgage bond origination & Debt consolidation bonds  Banking assistance, including gearing  Asset based finance including vehicle asset finance  Sourcing of motor vehicles  IT assistance and System consulting  Websites and Secure hosting  Information sourcing and Data cleaning  Listing of default payers  Sector and country viability reports  Business reports and full business set up  Shipping; Analysis on Clearing and Forwarding rates  Employee screening  Verification services; SAP records; Court records; Drivers & Education etc.  HPI reporting on motor vehicles; licence plate tracing  Due diligence reporting  Desk top property valuations & Deeds office information and document tracing CONTACT US ON 4 What else does TGT Business offer ?